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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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78 Ann Magnolia Ln , Santa Rosa Beach, FL 32459
$635,900
Est. Payment: $3,513.26/mo
4 Bed
3 Bath
2200 Sqft
Status: Active | Days on site: 12
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EDHE - E35773
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 78 Ann Magnolia Lane at Magnolia Lane in Santa Rosa Beach, Florida--an inviting new construction home thoughtfully designed for modern coastal living. Currently under construction, this 4-bedroom, 2.5-bath home offers a functional floor plan with stylish finishes, flexible spaces, and everyday conveniences buyers are looking for in a newly built home. A covered front porch creates charming curb appeal, while the welcoming entry opens to a versatile front flex space ideal for a home office, formal dining room, playroom, or quiet sitting area. Inside, durable EVP flooring throughout enhances the home with a clean, cohesive look and low-maintenance appeal. The bright open-concept living and dining area is designed for comfortable everyday living and easy entertaining. The kitchen blends style and functionality with quartz countertops, a convenient corner pantry, matte black fixtures, and a full appliance package including stove, microwave, dishwasher. Coordinated matte black fixtures continue into the bathrooms, adding a modern designer touch throughout the home. All bedrooms are located on the second level along with the laundry room, creating a convenient layout for daily routines. The spacious primary suite features a private ensuite bath with a soaking tub, separate tile shower with frameless glass enclosure, and a large walk-in closet connected to the bathroom. Two guest bedrooms also include walk-in closets, offering generous storage.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 DR Horton Realty of Emerald Coast LLC , 850-660-1701. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2026

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Magnolia Lane

Listing ID

1012639

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Kitchen Island, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:55X76
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Covered, Patio Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,513
Taxes
$405
HOA
$0

Home Price

$635,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$127,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,513.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,513.26 $405.39 $0.00 $3,918.64
Yearly $42,159.07 $4,864.64 $0.00 $47,023.71
Total $1,264,772.13 $145,939.05 $0.00 $1,410,711.18

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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