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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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53 W Georgie St , Santa Rosa Beach, FL 32459
$549,900
Est. Payment: $2,788.99/mo
3 Bed
3 Bath
1871 Sqft
Status: active | Days on site: 154
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

*Under contract with a 72-hr kickout clause in place* Discover coastal charm and modern luxury in this stunning Point Washington cottage, located in a premier community of full-time residents just minutes from the beaches of South Walton, where flood insurance is not required! A brick paver driveway and inviting front porch welcome you into a light-filled interior featuring durable luxury vinyl plank flooring and an open floor plan. The chef-inspired kitchen is a true highlight, boasting quartz countertops, shaker-style cabinetry, and upgraded stainless steel appliances including a gas range with a professional pot filler. The main-level primary suite offers a private retreat with a spa-like bath, while a whole-home water filtration system and a built-in workstation add everyday convenience. Designed for the quintessential Florida lifestyle, the exterior living spaces are perfect for entertaining. Host summer cookouts on the expansive screened back porch, which features a fully equipped outdoor kitchen and grill area. The property is beautifully enclosed by a new white picket fence and includes a dedicated dog run for pet owners. Ideally located a short walk from Bay access, this home is perfect for those looking to live, work, and play near 30A. Whether you are seeking a primary residence or an investment, this property delivers, with rental projections available upon request.

Highlights

Listed by Hiller Group , EXP Realty LLC , 850-582-7653. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

2023

County

Walton

Area

19 - Point Washington

Neighborhood

Magnolia Beach

Listing ID

998131

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Range Hood, Refrigerator, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Lighting Recessed, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Interior,Level,Wetlands,See Remarks
Lot Dimensions:100x150
Zoning:Resid Single Family
Others:
  • Additional:BBQ Pit/Grill, Porch Screened, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$2,789
Taxes
$351

Home Price

$549,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,788.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,788.99 $350.56 $0.00 $3,139.55
Yearly $33,467.87 $4,206.74 $0.00 $37,674.60
Total $1,004,036.06 $126,202.05 $0.00 $1,130,238.11

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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