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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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131 Rivercrest Cir , Santa Rosa Beach, FL 32459
$409,000
Est. Payment: $2,259.67/mo
3 Bed
3 Bath
1680 Sqft
0.1 Acres
Status: Active | Days on site: 57
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 131 Rivercrest Circle, a charming home tucked away in the desirable Mack Bayou area of Santa Rosa Beach. This inviting two-story residence offers 3 bedrooms, 2.5 bathrooms, a new HVAC system installed in 2026, and a thoughtfully designed floor plan that blends comfort and convenience. Step inside to a warm and welcoming living space filled with natural light, with an open flow between the living and dining areas that's ideal for relaxing or entertaining. The kitchen offers ample cabinetry and workspace for everyday living and gatherings. The spacious primary suite provides a peaceful retreat with a private en-suite bath, while the additional bedrooms offer flexibility for family, guests, or a home office. A convenient half bath downstairs, dedicated laundry area, and attached garage add to the home's functionality. Outside, enjoy a private backyard with room for outdoor dining, gardening, or simply unwinding after a day at the beach. Located just minutes from the white-sand beaches of the Emerald Coast, shopping, dining, entertainment, and the attractions of 30A, this home offers an excellent opportunity to enjoy the best of Santa Rosa Beach living. Whether you're searching for a primary residence, second home, or investment property, 131 Rivercrest Circle combines a desirable location, comfortable living, and coastal charm.

Highlights

Listed by Duran Group , 850-290-0417 Berkshire Hathaway HomeServices , 850-252-4160. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.1

Year Built

2004

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Mack Bayou Estates

Listing ID

1005574

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Refrigerator, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Ceiling Vaulted

Exterior Features

Lot Dimensions:60x75
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Deck Covered, Deck Open, Patio Covered
Sewer:Public Sewer
Principal Interest
$2,260
Taxes
$296

Home Price

$409,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$81,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,259.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,259.67 $296.17 $0.00 $2,555.84
Yearly $27,115.99 $3,554.04 $0.00 $30,670.03
Total $813,479.79 $106,621.20 $0.00 $920,100.99

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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