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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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109 Rivercrest Cir , Santa Rosa Beach, FL 32459
$449,000
Est. Payment: $2,277.24/mo
3 Bed
2 Bath
1460 Sqft
Status: active | Days on site: 177
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

ASSUMABLE VA LOAN 5.125% - SELLER TO CONTRIBUTE $10,000 towards closing costs or buy-down rate. Charming Move-In-Ready Gem in Mack Bayou Estates -NO HOA - IMPECCABLY RENOVATED- new roof 2020, water heater 2020 nsulation sprayed 2023, both bathrooms have been tastefully renovated with modern fixtures and fresh finishes. New flooring, fresh paint throughout, updated lighting, all (2022) make every inch feel brand new. The exterior offers easy outdoor enjoyment without the hassle. The location is unbeatable--centrally situated in Santa Rosa Beach, you're just minutes from stunning Gulf beaches, shopping, dining, top-rated schools, and the vibrant 30A scene. HVAC 2016 WATER HEATER 2020 ROOF 2020 ROOF INSULATION SPRAYED 2023 ATTIC HOUSE FAN 2023 BACK YARD FENCE 2024 EXTENDED CONCRETE DRIVEWAY 2022 INTERIOR PAINT 2022 KITCHEN GRANITE COUNTERTOP 2022 TOILETS, BATHROOM VANITIES, MIRRORS, LIGHTS, CEILING FANS FRONT EXTERIOR LIGHTS 2022
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Highlights

Listed by Diana C Graves , 850-865-7731 Berkshire Hathaway HomeServices , 850-534-3006. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.04

Year Built

2002

County

Walton

Area

16 - North Santa Rosa Beach

 Neighborhood

Mack Bayou Estates

Listing ID

995498

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet New
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Fireplace, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:63x98
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Lawn Pump, Yard Building, Deck Covered, Deck Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage,Boat
Principal Interest
$2,277
Taxes
$286

Home Price

$449,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,277.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,277.24 $286.24 $0.00 $2,563.48
Yearly $27,326.92 $3,434.85 $0.00 $30,761.77
Total $819,807.58 $103,045.50 $0.00 $922,853.08

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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