Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4 Lot Whisper Ln , Santa Rosa Beach, FL 32459
$225,000
Est. Payment: $1,243.09/mo
Status: Active | Days on site: 258
Get Pre-Qualified
ELAG26 - E1052
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Bay Views! Wetlands Mitigated and Permits in hand. You only need house plans and a building permit for your Dream Home!! The site uplands so no further wetland mitigation is necessary. This wooded lot is across the street from Choctawhatchee Bay. Potential forever bay views with platted park across the street. Over a half acre of land to build your dream home. Just a short drive to beaches, restaurants and shopping.

Highlights

Listed by Destin N Lowery , 850-225-5009 1st Class Real Estate Lanier Group , 386-882-6644. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Lot 4 Whispering PInes

Listing ID

993049

Questions about this listing?

Contact Agent

Interior Features

Exterior Features

Lot:Aerials/Topo Availbl,Dead End,Easements,Irregular,Level,Survey Available,Wetlands,Within 1/2 Mile to Water,Wooded
Lot Dimensions:0
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$1,243
Taxes
$143

Home Price

$225,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$45,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,243.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,243.09 $143.44 $0.00 $1,386.53
Yearly $14,917.11 $1,721.25 $0.00 $16,638.36
Total $447,513.33 $51,637.50 $0.00 $499,150.83

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services