Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

20 Ashley Ln , Santa Rosa Beach, FL 32459
$1,350,000
Est. Payment: $7,458.56/mo
4 Bed
4 Bath
2244 Sqft
0.09 Acres
Status: Active | Days on site: 14
Get Pre-Qualified
EKW5 - E34911
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Like-New Coastal Retreat Steps to Old Blue Mountain Beach Access -- Fully Furnished & Investor-Ready. Welcome to 20 Ashley Lane, a beautifully maintained coastal home that shows like new -- because it truly is. This has not been used as a short-term rental, this property has been lovingly cared for as a private residence, and it shows in every detail: pristine finishes, spotless furnishings, and none of the wear and tear typical of a rental-history home along 30A. Buyers get the rare opportunity to purchase a turnkey property with a completely clean slate. Situated a short walk to the community pool and less than a half mile from easy beach access with parking, this 4 bedroom, 3.5 bath home is the ultimate vacation escape featuring over 1,200SF of covered porches and balconies, an attached garage, and an inviting open floor plan. Interior features include LVP flooring, quartz countertops, and more. Tucked in the highly desirable Lakeside at Blue Mountain, this home offers unbeatable proximity to a coveted beach access, putting the sugar-white sands and emerald waters of the Gulf just moments from your front door. Whether you're headed out for a sunrise walk on the beach or an evening stroll to catch the sunset, the location is second to none. Enjoy the afternoon shopping and dining in Blue Mountain Beach, paddleboarding on Big Redfish Lake, or exploring neighboring communities along Scenic 30A via the bike trail. Offered fully furnished, 20 Ashley Lane is ready for its next chapter -- however you envision it. Move in and enjoy it as a full-time residence in one of 30A's most sought-after pockets, use it as your personal beach getaway, or capitalize on its prime location and near-new condition to launch it as a high-performing short-term rental. With strong nightly rental demand in the Old Blue Mountain corridor and a home that's already dialed in and rental-ready, this property is positioned to become an investment powerhouse from day one.

Highlights

Listed by Brian Norwood , 850-963-6104 Keller Williams Realty SRB , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

Year Built

2019

County

Walton

Area

17 - 30A West

Neighborhood

Lakeside At Blue Mountain Beach

Listing ID

1011483

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Stove/Oven Gas, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Raised, Ceiling Tray/Cofferd, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Restrictions,Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:50x80
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Deck Covered, Patio Covered, Porch
Sewer:Public Sewer
Parking Features:Garage,Carport
Principal Interest
$7,459
Taxes
$802
HOA
$0

Home Price

$1,350,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$270,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,458.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,458.56 $801.84 $0.00 $8,260.40
Yearly $89,502.67 $9,622.10 $0.00 $99,124.77
Total $2,685,080.00 $288,663.00 $0.00 $2,973,743.00

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

© 2026 Emerald Coast Multiple Listing Services