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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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181 Matt's Way , Santa Rosa Beach, FL 32459
$1,295,000
Est. Payment: $6,568.00/mo
5 Bed
5 Bath
2336 Sqft
Status: active | Days on site: 72
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Set against the quiet backdrop of Point Washington State Forest, this beautifully updated Florida cottage offers a polished coastal retreat with room to gather, unwind and enjoy the best of 30A's west end. With five bedrooms, three full and two half baths, the home is well-suited for full-time living, a second home, or a short-term rental investment. Thoughtful renovations bring a fresh, elevated feel throughout the interiors. The remodeled kitchen features new custom cabinetry, stainless steel appliances, quartz countertops and a stylish tile backsplash, while new flooring, updated baths and fresh paint create a bright, inviting atmosphere. Two primary suites, including one on the main level and one upstairs, offer flexibility for guests, family or multi-generational living. Outdoor living is a natural extension of the home, with private porches on both levels, mature landscaping and peaceful forest views. A newly screened upstairs porch creates a comfortable place to enjoy the coastal breeze. Above the garage, a bonus room with its own half bath offers additional space for a home office, media room or overflow accommodations. Residents enjoy access to a community pool, clubhouse and park, all within easy reach of public beach access, local dining, shops, hiking trails and bike paths. With Blue Mountain Beach, Grayton Beach and Seaside, Florida, nearby, this refreshed coastal cottage pairs privacy, convenience and classic 30A living in one inviting setting.

Highlights

Listed by Christopher A Abbott , Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2007

County

Walton

Area

17 - 30A West

Neighborhood

Lakeside At Blue Mountain Beach

Listing ID

1003919

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:3
  • 1/2 Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • Additional:Breakfast Bar, Fireplace, Kitchen Island, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:50 x 103
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Shower, Porch Screened
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$6,568
Taxes
$698
HOA
$0

Home Price

$1,295,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$259,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,568.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,568.00 $698.25 $0.00 $7,266.25
Yearly $78,815.95 $8,379.00 $0.00 $87,194.95
Total $2,364,478.44 $251,370.00 $0.00 $2,615,848.44

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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