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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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775 Old Ferry Rd , Santa Rosa Beach, FL 32459
$1,248,000
Est. Payment: $6,328.96/mo
4 Bed
4 Bath
2758 Sqft
Status: active | Days on site: 33
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Situated on nearly three-quarters of an acre, this exceptional waterfront property offers privacy, space, and coastal charm. The home features 4 bedrooms, 3.5 bathrooms, and a 3-car garage, with a flexible layout designed for comfortable living and entertaining. A private bedroom, bathroom, and living area provide the perfect setup for a mother-in-law suite, guest quarters, or home office. Two additional guest bedrooms share a spacious bath with double vanities, while the open living areas create a warm and inviting atmosphere. The kitchen overlooks the main living space and includes granite countertops, a farmhouse sink, stainless steel appliances, and a large island with bar seating. Adjacent dining and breakfast areas offer plenty of room for everyday meals and gatherings. Enjoy direct access to Choctawhatchee Bay from your private dock and boat lift, making boating, fishing, paddleboarding, and sunset cruises easily accessible from your backyard. Surrounded by mature landscaping in a peaceful South Walton County setting, this property presents a rare opportunity to enjoy waterfront living with room to grow. Whether you're looking for a primary residence, second home, or investment property, this home is ready for your personal touch. Conveniently located just minutes from the Emerald Coast's renowned beaches, dining, shopping, and entertainment, this is waterfront living at its best.

Highlights

Listed by Thalia K Bradley , 850-737-0205 LPT Realty LLC , 877-366-2213. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.73

HOA Fee

Year Built

2025

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Holley Grove

Listing ID

1006446

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Microwave, Oven Self Cleaning, Range Hood, Smoke Detector, Warranty Provided, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Pantry, Shelving, Split Bedroom, Woodwork Stained

Exterior Features

Lot:Bay,Bayou,Canal
Lot Dimensions:See Survey
Zoning:Resid Single Family
Others:
  • Additional:Boatlift, Dock, Separate Living Area, Patio Covered
Sewer:Public Sewer
Parking Features:Garage,Golf Cart Covered
Principal Interest
$6,329
Taxes
$796
HOA
$0

Home Price

$1,248,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$249,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,328.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,328.96 $795.60 $0.00 $7,124.56
Yearly $75,947.56 $9,547.20 $0.00 $85,494.76
Total $2,278,426.72 $286,416.00 $0.00 $2,564,842.72

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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