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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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38 Emerald Beach Cir , Santa Rosa Beach, FL 32459
$995,000
Est. Payment: $5,497.23/mo
3 Bed
3 Bath
2010 Sqft
Status: Pending | Days on site: 350
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Harrison Lilly Team
Owner/Operator

House Description

One of only a handful of homes along 30A within walking distance to the beach priced under $1 million, this proven high-performing short-term rental offers EXCEPTIONAL INCOME HISTORY and effortless coastal living. This beautifully furnished and fully turnkey home is ideally located in sought-after Highland Parks. It's just a short walk to the resort-style community pool and minutes from the beach. Extensively upgraded throughout, the home features hardwood floors, three screened porches, beautifully renovated bathrooms, designer lighting on dimmers, and a spacious primary suite with an oversized soaking tub. The thoughtfully updated kitchen includes brass hardware, a touch-faucet single-vessel sink, and additional pantry and closet storage. Outdoor spaces are equally inviting, with mature privacy landscaping, warm, hard-wired landscape lighting, a fenced backyard, and a fire pit designed for easy entertaining after a day at the beach. Additional upgrades include an oversized Maytag washer and dryer, low-noise dishwasher, and hospital-grade UV air purification system. Currently set up to sleep 8, but with bunks can easily accommodate 12. See photos. With a strong rental history already in place, this is a rare opportunity to own a fully operational, income producing property in one of 30A's most desirable communities - ideal as a second home, investment, or both. One photo has been virtually staged and is marked as such.

Highlights

Listed by Moe Mossa , 888-490-1268 Savvy Avenue LLC , 888-490-1268. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2018

County

Walton

Area

17 - 30A West

Neighborhood

Highland Parks

Listing ID

986039

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Water Heater - Gas, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:45x83
Sewer:Public Sewer
Principal Interest
$5,497
Taxes
$634

Home Price

$995,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,497.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,497.23 $634.31 $0.00 $6,131.54
Yearly $65,966.78 $7,611.75 $0.00 $73,578.53
Total $1,979,003.41 $228,352.50 $0.00 $2,207,355.91

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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