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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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61 Anchor Ln , Santa Rosa Beach, FL 32459
$1,350,000
Est. Payment: $7,458.56/mo
4 Bed
3 Bath
2351 Sqft
0.22 Acres
Status: Pending | Days on site: 13
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Harrison Lilly Team
Owner/Operator

House Description

Custom-built in 2024, this waterfront Santa Rosa Beach home was designed to make the most of life on the water. Set directly on a canal with a private covered dock, boat lift and seawall installed when the home was built, it offers convenient access to Hogtown Bayou and Choctawhatchee Bay. Inside, the thoughtfully designed single-story floor plan blends an open, inviting layout with coastal charm, comfortable living spaces, and 4 bedrooms and 3 full baths. Carefully selected finishes include luxury plank flooring, tile, modern lighting, quartz countertops, and a spacious kitchen centered around a large island, generous cabinetry, and oversized walk-in pantry. The private primary suite features two walk-in closets and a spacious bath with separate soaking tub, walk-in shower and dual vanities. Step outside to the screened back porch and hot tub overlooking the canal, or head straight to the dock for a day on the water. An attached two-car garage and paver driveway complete a home that brings together custom construction, thoughtful design and the coastal lifestyle. Beyond the finishes, this home was built with practical upgrades that make everyday living easier. It is wired for a whole-home generator and features a gas tankless water heater plus a sprinkler system with iron treatment. The dedicated laundry room includes built-in cabinetry and a utility sink, providing additional storage and workspace. The split-bedroom floor plan places the primary suite apart from the secondary bedrooms for added privacy, while Bedrooms 2 and 3 share a well-planned bath with dual vanities and Bedroom 4 is positioned near the third full bath. Additional storage is found throughout the home, including generous bedroom closets, linen storage and dedicated utility space. The architectural plans reflect a layout focused on comfortable circulation, storage and functionality throughout the home. Located in Santa Rosa Beach with convenient access to Highway 98, the property offers a rare opportunity for newer custom construction with the infrastructure and thoughtful upgrades already in place.

Highlights

Listed by Garrett Carr , 850-502-6312 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.22

Year Built

2024

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

HIDDEN HARBOR UNREC Lot 6 Block C

Listing ID

1010337

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Kitchen Island, Lighting Recessed, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
Water:Well

Exterior Features

Lot:Bulkhead/Seawall,Cleared,Cul-De-Sac,Dead End,Flood Insurance Req,Survey Available,Within 1/2 Mile to Water,Canal
Lot Dimensions:80 x 128 x 118 x 81
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Boatlift, Dock, Hot Tub, Sprinkler System, Porch Screened, Fenced Lot-All
Sewer:Public Sewer
Parking Features:Garage,Boat,Covered,See Remarks
Principal Interest
$7,459
Taxes
$702

Home Price

$1,350,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$270,000
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Monthly Price:
$7,458.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,458.56 $701.72 $0.00 $8,160.27
Yearly $89,502.67 $8,420.59 $0.00 $97,923.26
Total $2,685,080.00 $252,617.70 $0.00 $2,937,697.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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