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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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50 Buck Rd , Santa Rosa Beach, FL 32459
$675,000
Est. Payment: $3,423.47/mo
3 Bed
2 Bath
1364 Sqft
Status: active | Days on site: 167
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Step into this canal-front property with direct access to Buck Bayou, your gateway to Choctawhatchee Bay and beyond. The spacious lot offers generous buildable space, creating exciting potential for expansion, a custom new build, or guest accommodations. The waterfront cottage features an open plan filled with coastal charm, shiplap walls and ceilings, abundant natural light, and a flexible space ideal for a home office or bunk room. Two covered patios overlook the canal, creating a seamless indoor-outdoor lifestyle perfect for entertaining or unwinding by the water. With a private boat ramp & dock just steps away, you can head out directly from your backyard for a day on the water. This property blends timeless coastal character with exceptional opportunity to create your dream retreat.

Highlights

Listed by Abbott Martin Group , 850-460-2900 EXP Realty LLC , 850-460-2900. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.28

Year Built

1994

County

Walton

Area

12 - Walton County

Neighborhood

Hidden Harbor Estates

Listing ID

784762

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Attic Fan,Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Shower Only, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:85 x 145
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Boat Lift, Boat Slip, Boat Ramp, Covered Patio, Dock
Principal Interest
$3,423
Taxes
$365

Home Price

$675,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,423.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,423.47 $365.17 $0.00 $3,788.64
Yearly $41,081.67 $4,382.05 $0.00 $45,463.72
Total $1,232,450.15 $131,461.50 $0.00 $1,363,911.65

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS