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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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92 Herons Crossing , Santa Rosa Beach, FL 32459
$729,900
Est. Payment: $3,701.92/mo
4 Bed
4 Bath
2024 Sqft
Status: pending | Days on site: 14
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Move in ready. Fully Furnished - Rare main-level primary suite - while most 30A homes stack all bedrooms upstairs, this floor plan puts the master on the main floor where it belongs. 4 bedrooms, 3.5 baths, open great room, chef's kitchen with a huge island and pantry, upstairs loft, and an oversized garage built for beach life. Non short-term rental community means real neighbors, not rotating strangers. HOA handles all common area lawn care, annual pine straw replenishment and palm pruning, and the community pool is right across the street. Zero weekend chores stand between you and the good stuff. Topsail Hill State Park is right next door: miles of uncrowded beach, accessible by foot, bike or free tram. No parking hassles. No crowded public accesses. Offered fully furnished -- put your groceries away and you're already living the Santa Rosa Beach and 30A life. Most people don't know about the Topsail beach access until a local tells them. While public beach accesses along 30A fill up by 9am on a summer Saturday -- parking lots overflowing, chairs stacked shoulder to shoulder -- Topsail stays peaceful. Three miles of protected coastline, 25-foot dunes, and water so clear it doesn't look real. Ride your bike from the front door in about 15 minutes or walk over to the park entrance and hop the free tram down to the sand. A Florida State Parks family pass is $120 for the year. That's your beach access sorted, at one of the best stretches of Gulf Coast in existence.

Highlights

Listed by Bryan Whitehead , 205-937-7784 Real Broker LLC , 855-450-0442. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

Year Built

2019

County

Walton

Area

17 - 30A West

Neighborhood

Herons Crossing

Listing ID

1008477

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Below Ground Sq Ft:0
Other:
  • Additional:Breakfast Bar, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Curb & Gutter,Dead End,Easements,Interior,Level,Restrictions,Sidewalk,Storm Sewer,Survey Available
Lot Dimensions:40x140 approx
Zoning:Resid Single Family
Others:
  • Additional:Shower, Sprinkler System, Deck Open, Porch
Sewer:Public Sewer
Principal Interest
$3,702
Taxes
$438
HOA
$0

Home Price

$729,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$145,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,701.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,701.92 $438.03 $0.00 $4,139.95
Yearly $44,422.98 $5,256.37 $0.00 $49,679.35
Total $1,332,689.43 $157,691.10 $0.00 $1,490,380.53

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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