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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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49 Gustaf Dr , Santa Rosa Beach, FL 32459
$525,000
Est. Payment: $2,662.70/mo
4 Bed
3 Bath
2220 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this beautifully maintained 4-bedroom, 3-bath brick home built by Darrell Miller Construction offering 2,220 square feet of comfortable living in the well-established Harstvedt Plantation community. Inside, you'll find attractive wood-plank tile flooring, modern light fixtures, and a thoughtfully designed layout that blends style and functionality. The kitchen features granite countertops, stainless steel appliances, and a beautiful tile backsplash, creating the perfect space for both everyday living and entertaining. The spacious primary suite offers a relaxing retreat with a walk-in closet and an en-suite bath complete with double vanities. A new roof installed in 2024 provides added peace of mind and long-term value. Step outside to enjoy the screened-in back patio overlooking the fully fenced backyard, complete with an additional deck that's ideal for grilling, entertaining guests, or simply unwinding outdoors. Located in the well-established Harstvedt Plantation community, this home offers a low HOA fee and is situated in the desirable X flood zone, meaning flood insurance is not required. Enjoy being within walking distance of the bay and just minutes from Pilcher Park and the Cessna Landing boat ramps, providing easy access to boating, fishing, and waterfront recreation. You'll also love the convenience of being close to the shopping, dining, entertainment, and the sugar-white beaches of 30A and South Walton. Don't miss your opportunity to own this move-in-ready home in an exceptional locationSchedule your private showing today and discover all this property has to offer!

Highlights

Listed by Meghan Hall Team , 850-502-2725 and Wendy L Henley , 850-687-4475 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

200 Quarterly

Year Built

2016

County

Walton

Area

12 - Walton County

Neighborhood

Harstvedt Plantation

Listing ID

792559

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • Additional:Double Vanity, Interior Steps, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:65.0 ft x 95.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Deck, Patio, Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,663
Taxes
$288
HOA
$200

Home Price

$525,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,662.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,662.70 $287.51 $200.00 $3,150.21
Yearly $31,952.41 $3,450.14 $2,400.00 $37,802.55
Total $958,572.34 $103,504.20 $72,000.00 $1,134,076.54

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS