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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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81 Montigo Ave , Santa Rosa Beach, FL 32459
$4,595,000
Est. Payment: $23,302.55/mo
8 Bed
10 Bath
5516 Sqft
Status: active | Days on site: 28
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Properties of this caliber and design are exceptionally rare in this pocket of Old Seagrove, offering a unique opportunity to own a refined, modern coastal residence just moments from the Gulf and the charm of 30A's most beloved destinations. Positioned for both lifestyle and investment, 81 Montigo Avenue delivers a seamless blend of thoughtful architecture, elevated finishes, and strong rental appeal in one of the area's most desirable location. Built with a focus on clean lines and timeless coastal elegance, the home balances warmth and sophistication throughout. Wide-plank hardwood flooring, luxury furniture, and carefully curated materials create a cohesive, high-end aesthetic, while expansive windows invite in natural light and blur the line between indoor and outdoor living. Designer lighting and subtle architectural details add depth without overwhelming the space. The kitchen is designed to anchor the home, featuring custom cabinetry, premium appliances, and an oversized island that effortlessly accommodates both intimate gatherings and large-scale entertaining. It opens seamlessly into the main living area, creating a natural flow ideal for hosting and everyday living alike. Generously scaled bedrooms and multiple living spaces provide flexibility for both personal use and rental optimization. The primary suite offers a quiet retreat with a spa-inspired bath, complete with dual vanities, a soaking tub, and a glass-enclosed shower. Additional guest accommodations, including a dedicated bunk space, allow the home to comfortably host large groups while maintaining privacy and comfort. Outdoor living is equally compelling, with a private pool designed for both relaxation and entertainment, complemented by covered lounging areas that extend usability throughout the year. Upper-level terraces capture coastal breezes and provide the perfect setting for evening gatherings. With its rare combination of location, scale, and design, 81 Montigo Avenue stands out as a compelling opportunity for those seeking a primary residence, second home, or high-performing investment along 30A.

Highlights

Listed by Koenenn Group , 228-596-3926 and Darren P Koenenn , 228-596-3926 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.15

Year Built

2026

County

Walton

Area

18 - 30A East

Neighborhood

Gulf Shore Manor

Listing ID

1001396

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:8
  • Bathrooms:10
  • Full Bathrooms:9
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood
Other:
  • Additional:Ceiling Beamed, Ceiling Vaulted, Elevator, Fireplace, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Shelving, Walls Mirrored, Wet Bar, Woodwork Painted, Woodwork Stained

Exterior Features

Lot:Survey Available,Within 1/2 Mile to Water
Lot Dimensions:50'x135'
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Fenced Back Yard, Hot Tub, Pool - Enclosed, Pool - Gunite Concrt, Shower, Sprinkler System, Deck Covered, Deck Enclosed, Deck Open, Patio Covered, Patio Enclosed, Patio Open, Porch
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$23,303
Taxes
$447

Home Price

$4,595,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$919,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$23,302.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $23,302.55 $447.08 $0.00 $23,749.63
Yearly $279,630.63 $5,364.95 $0.00 $284,995.58
Total $8,388,918.90 $160,948.50 $0.00 $8,549,867.40

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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