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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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125 Elm St , Santa Rosa Beach, FL 32459
$2,340,000
Est. Payment: $12,928.16/mo
5 Bed
4 Bath
2815 Sqft
0.15 Acres
Status: Pending | Days on site: 35
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Harrison Lilly Team
Owner/Operator

House Description

COMING SOON - NO SHOWINGS Beautiful Custom new construction home. Less than 4 blocks from the beach. Five bedrooms, four full bathrooms. Top floor optional for bunk room, bonus room, overs size bedroom. Custom hardwood floors, and fabulous tile showers floor to ceiling. Open floor plan living area on first floor overlooking custom, pool and spa with beautiful covered porch area to enjoy the outdoor areas. Front and back have been beautifully transformed with pavers. Fully equipped kitchen with upscale appliances, and accentuated with elegant light fixtures throughout. Each floor has a private Trex floor balcony overlooking the gorgeous pool and spa. Pool also has a sunshelf in the shallow end with Privacy fence. New freshly landscaped with sprinkler system. Short term and Long term rentals are allowed. Gulf Shore Manor, does have a ''Granted'' Beach Access total of 5 for property owners of GSM.

Highlights

Listed by Terra R Sasser , 850-532-0992 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

Year Built

2026

County

Walton

Area

12 - Walton County

Neighborhood

Gulf Shore Manor

Listing ID

792407

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Gas Oven, Gas Range, Gas Water Heater, Portable Dishwasher, Tankless Water Heater
Air Cond:Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Interior Steps, Jetted Tub, Soaking Tub, Separate Shower, Smart Thermostat, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:50x135
Zoning:City
Others:
  • ▪ Additional:Covered Patio, Deck, Patio, Outdoor Shower
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$12,928
Taxes
$1,492

Home Price

$2,340,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$468,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,928.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,928.16 $1,491.75 $0.00 $14,419.91
Yearly $155,137.96 $17,901.00 $0.00 $173,038.96
Total $4,654,138.66 $537,030.00 $0.00 $5,191,168.66

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS