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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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14 Emma Huggins Ln , Santa Rosa Beach, FL 32459
$1,100,000
Est. Payment: $5,578.99/mo
4 Bed
5 Bath
2096 Sqft
Status: active | Days on site: 515
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

REDUCED!! Gone Coastal is a beautiful 4 bedroom and 4.5 bathroom home located near the sugary sands of the Emerald Coast, This home features 10 ft ceilings, wood/tile floors, custom kitchen and bathrooms. There is a master suite downstairs and an additional master suite upstairs with balcony. The third bedroom has a queen size bed and full bathroom with tub. The additional upstairs bedroom has custom built-in bunks that include a full bed with 3 twin beds to sleep 5. Custom built barn door feature. The home has a brand new A/C and heat unit. All countertops are quartz and bathrooms with custom tilework. The living and dining area overlook a small landscaped back yard. The home is situated on the corner and has plenty of space. This home is sold furnished and ready.
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Highlights

Listed by Terry J Pilcher , 850-865-2541 Merrifield & Pilcher Realty , 850-892-9650. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.07

HOA Fee

Year Built

2017

County

Walton

Area

17 - 30A West

 Neighborhood

Gulf Reflections

Listing ID

952554

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect, Irrigation Equipment
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Corner,Covenants,Level,Within 1/2 Mile to Water
Lot Dimensions:40x80
Zoning:County, Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Sprinkler System, Porch, Porch Open
Sewer:Public Sewer
Principal Interest
$5,579
Taxes
$609
HOA
$0

Home Price

$1,100,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,578.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,578.99 $608.56 $0.00 $6,187.55
Yearly $66,947.91 $7,302.75 $0.00 $74,250.66
Total $2,008,437.28 $219,082.50 $0.00 $2,227,519.78

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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