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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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429 N Montigo Ave , Santa Rosa Beach, FL 32459
$1,499,000
Est. Payment: $7,602.65/mo
5 Bed
3 Bath
1891 Sqft
Status: active | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your Seagrove Beach escape! Tucked behind lush landscaping on a quiet street in the heart of 30A, this beautifully appointed 4-bedroom, 3-bath beach house offers the perfect blend of coastal comfort and investment potential, with approximately $100K in recent upgrades, including enhancements to the primary suite, new flooring, pool pump, and more. The bright, open floor plan is designed for effortless entertaining, while the upgraded kitchen features quartz countertops, an integrated waterfall-edge island, and stainless-steel appliances. At the front of the home, a spacious screened-in lanai creates a welcoming spot to relax and enjoy the coastal breeze. Step into the private backyard oasis featuring a heated gunite pool, sun deck, and grilling area--perfect for cooling off and entertaining after a day at the beach. The spacious primary suite offers tall ceilings, coastal accents, a comfortable sitting area, and access to a screened balcony where you can unwind and enjoy the evening breeze. Located in sought-after Seagrove Beach, this property puts you close to the sugar-white beaches, emerald waters, 30A's acclaimed restaurants, boutique shopping, and outdoor adventures. Already generating approximately $85K in rental income in the first half of 2026, with roughly $175K projected for the year. Whether you're searching for a personal beach retreat, second home, or vacation rental investment, this exceptional coastal cottage is ready to welcome you home!

Highlights

Listed by Brendon Wung , 470-549-8164 EXP Realty, LLC , 888-883-8509. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
15

Year Built

2004

County

Walton

Neighborhood

Gulf Beach Manor

Listing ID

687326

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Refrigerator, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Washer
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • Additional:Baseboards, Ceiling Fan(s), High Ceilings

Exterior Features

Lot Dimensions:50x135
Garage Capacity:4
Zoning:Res Single
Roof:Metal
Others:
  • Additional:Balcony, Resale
Sewer:Septic Tank
Parking Features:Driveway,Front Entrance,Guest
Principal Interest
$7,603
Taxes
$956

Home Price

$1,499,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$299,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,602.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,602.65 $955.61 $0.00 $8,558.26
Yearly $91,231.74 $11,467.35 $0.00 $102,699.09
Total $2,736,952.26 $344,020.50 $0.00 $3,080,972.76

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.