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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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190 Cullman Ave , Santa Rosa Beach, FL 32459
$1,450,000
Est. Payment: $8,011.04/mo
4 Bed
4 Bath
2032 Sqft
0.2 Acres
Status: Active | Days on site: 5
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EABD - E9503
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 190 Cullman Avenue in The Grove by the Sea, one of Seagrove's hidden gems. The Grove has long been a favorite of residents and visitors for its classic Florida feel, peaceful setting, and close proximity to the beach and the town centers of Seaside and WaterColor. Set among mature trees on a generous lot, this charming coastal home offers the relaxed character and timeless appeal that make The Grove so special. The main residence features inviting living spaces, a well-appointed kitchen, and screened porches that extend the living outdoors and create an ideal setting for morning coffee, afternoons at home, or evenings spent with family and friends. A separate carriage house adds an exceptional layer of flexibility, offering its own kitchen, bedroom, bath, and screened porch. Perfect for guests, extended stays, or a private retreat, the carriage house provides space and privacy that is increasingly difficult to find along 30A. The property also includes a detached two-car garage with ample room for beach gear, bikes, and storage. Residents of The Grove enjoy deeded beach access, community pools, tennis, and a quiet neighborhood setting just moments from the Gulf. With its classic Florida character, versatile living spaces, and coveted location between Seaside and WaterColor, 190 Cullman Avenue is a rare opportunity to own a piece of one of 30A's most enduring beach communities.

Highlights

Listed by James C Watts Jr , 850-246-1809 Coastal Abode , 850-246-1809. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

Year Built

2002

County

Walton

Area

18 - 30A East

Neighborhood

Grove By The Sea

Listing ID

1013054

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Sidewalk
Lot Dimensions:55 x 124 x 96 x 109
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Porch Screened
Sewer:Public Sewer
Parking Features:Garage Detached,Oversized
Principal Interest
$8,011
Taxes
$725
HOA
$0

Home Price

$1,450,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$290,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,011.04

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,011.04 $725.38 $0.00 $8,736.42
Yearly $96,132.49 $8,704.59 $0.00 $104,837.08
Total $2,883,974.81 $261,137.70 $0.00 $3,145,112.51

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T22:55:19.000Z

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