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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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91 Pine St , Santa Rosa Beach, FL 32459
$2,700,000
Est. Payment: $14,917.11/mo
3 Bed
2 Bath
2372 Sqft
0.16 Acres
Status: Active | Days on site: 51
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EPNF - E31152,E9187
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
Owner/Operator
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House Description

Embrace the timeless magic of Old Florida at Pine Cove. Tucked away in iconic Grayton Beach--voted the nation's best beach--this charming coastal retreat perfectly blends laid-back bohemian vibes with exceptional investment appeal. Proven earnings speak for themselves, generating $100k Year over Year. Lounge under sunny skies beside your private heated pool, stroll down sand paths to Grayton Beach State Park and local hot spots, or simply soak in the gentle breeze from the Gulf's emerald waters. With plenty of room to add a custom carriage house, Pine Cove offers rare upside in 30A's most historic beach neighborhood. Step into simple, effortless beach-living before this gem slips away.
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Highlights

Listed by Brian M Raymond , 850-520-3056 and Chris Sause , 850-267-0013 Berkshire Hathaway Home Services PenFed Realty , 850-267-0013. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.16

Year Built

1993

County

Walton

Area

17 - 30A West

 Neighborhood

Grayton Beach

Listing ID

1009729

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Freezer, Microwave, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:50X140
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Shower, Patio Open, Porch Screened
Sewer:Public Sewer
Parking Features:Carport
Principal Interest
$14,917
Taxes
$1,156

Home Price

$2,700,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$540,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,917.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,917.11 $1,156.18 $0.00 $16,073.29
Yearly $179,005.33 $13,874.18 $0.00 $192,879.51
Total $5,370,159.99 $416,225.40 $0.00 $5,786,385.39

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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