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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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245 Magnolia St , Santa Rosa Beach, FL 32459
$2,950,000
Est. Payment: $14,961.84/mo
5 Bed
4 Bath
2363 Sqft
Status: active | Days on site: 73
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This is what Grayton Beach is all about. This charming Old Florida-style cottage captures everything people love about the area, from its relaxed coastal character to its unbeatable location. It features a large private pool--perfect for cooling off after a day at the beach--and is being sold fully furnished for an easy, turnkey experience. Just steps from the beautiful beaches of South Walton and a short walk to ''downtown'' Grayton Beach, home to favorites like The Red Bar and Chiringo, this property offers the ideal blend of convenience and privacy. You're close to all the action, yet tucked away on a peaceful street. The first floor includes a four bunks, two additional bedrooms, and a secondary living space. Upstairs, the main living level features a screened-in porch, updated kitchen, and open living area, along with the primary suite and two additional guest bedrooms. Whether you're gathered on the screened porch, enjoying the heated pool, or walking back from the beach, every moment here is designed for slowing down and truly relaxing in this timeless coastal retreat. Information contained within this listing such as lot dimensions, is deemed to be accurate but is not guaranteed. Buyer to verify.

Highlights

Listed by Cyndi Wilkinson , 850-814-4323 and Kristen M Taylor , 850-730-0260 Rosemary Beach Realty LLC , 850-278-2000. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.16

Year Built

1982

County

Walton

Area

17 - 30A West

Neighborhood

Grayton Beach

Listing ID

1001035

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Dryer, Refrigerator W/IceMk, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans
Fireplaces:
Floor:Floor Hardwood
Other:
  • Additional:Built-In Bookcases, Hallway Bunk Beds, Owner's Closet

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:50X140
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Porch Screened
Sewer:Public Sewer
Principal Interest
$14,962
Taxes
$1,899

Home Price

$2,950,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$590,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,961.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,961.84 $1,899.30 $0.00 $16,861.15
Yearly $179,542.12 $22,791.62 $0.00 $202,333.74
Total $5,386,263.62 $683,748.60 $0.00 $6,070,012.22

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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