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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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186 Banfill St , Santa Rosa Beach, FL 32459
$11,499,999
Est. Payment: $58,325.83/mo
4 Bed
6 Bath
4559 Sqft
Status: active | Days on site: 324
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

A symphony of elegance in Grayton Beach, Lollygag commands the most coveted location on 30A, where Western Lake meets the Gulf of America in an awe-inspiring convergence of coastal beauty. Positioned at the curve of the Grayton Beach outfall, this home offers a rare and uninterrupted panorama, with forever-protected views of the dune lake, sugar-white sands, and emerald Gulf waters. Its setting is as private as it is breathtaking. Designed with an emphasis on both luxury and resilience, Lollygag is a fortress of coastal design, featuring a bedrock-anchored seawall ensuring lasting protection without compromising the natural beauty that surrounds it. Inside, every element has been thoughtfully curated to create a home that is both extraordinary in design and effortless in function. A commercial-grade elevator provides seamless access across all three levels, while wide hallways enhance flow and accessibility. The first floor is dedicated to comfort and convenience, featuring a steam room (sauna), full laundry, and half bath. The second level hosts two king suites, a queen suite, and a six-bed bunk room, each, except bunkroom, has its own private covered porch to take in the endless views. A handicap-accessible bath serves the bunk room, ensuring comfort for every guest. A swing bed on the second-floor porch provides a tranquil retreat, perfect for soaking in the coastal serenity. The third floor is where Lollygag truly shines. A grand great room, private office, screened-in porch, and an expansive seaward-facing deck with another swing bed create the ultimate indoor-outdoor living experience. Whether gathering in the open concept living space or unwinding as the sun dips below the horizon, every moment in this home is framed by the natural beauty of 30A's most remarkable setting. From its high-end appliances and integrated surround sound to its durable metal roof, hardboard siding, and Trex decking, every element of Lollygag speaks to quality and craftsmanship. Under-home covered parking with custom lighting enhances convenience, while two full outdoor showers offer the perfect way to refresh after a day on the water. With an unrivaled location, timeless design, and a level of craftsmanship rarely found, Lollygag stands as a benchmark of luxury along 30A. Used as a second home and not a rental, its pristine condition and exclusivity remain intact. Private showings by appointment only.

Highlights

Listed by Steven R Youell , Berkshire Hathaway HomeServices PenFed Realty , 850-267-0013. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2005

County

Walton

Area

17 - 30A West

Neighborhood

Grayton Beach

Listing ID

970654

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Double, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Tnkls, Satellite Dish
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Raised, Ceiling Vaulted, Elevator, Handicap Provisions, Kitchen Island, Lighting Recessed, Lock Out, Newly Painted, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Aerials/Topo Availbl,Bulkhead/Seawall,Coastal Setback,Covenants,Dead End,Flood Insurance Req,Restrictions,Survey Available,Within 1/2 Mile to Water,Coastal Dune Lakes,Gulf
Lot Dimensions:62 x 75
Zoning:County, Resid Single Family
Others:
  • Additional:Rain Gutter, Balcony, Dock, Sauna/Steam, Sprinkler System, Deck Covered, Deck Open, Porch, Porch Open, Porch Screened
Sewer:Public Sewer
Parking Features:Carport Attached,Covered
Principal Interest
$58,326
Taxes
$7,331

Home Price

$11,499,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$2,300,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$58,325.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $58,325.83 $7,331.25 $0.00 $65,657.07
Yearly $699,909.90 $87,974.99 $0.00 $787,884.89
Total $20,997,297.05 $2,639,249.77 $0.00 $23,636,546.82

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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