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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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261 Ridge Rd , Santa Rosa Beach, FL 32459
$2,000,000
Est. Payment: $10,142.57/mo
4 Bed
3 Bath
2524 Sqft
Status: active | Days on site: 14
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled on a private one-acre homesite overlooking the tranquil waters of Fox Lake, this beautifully updated residence offers the perfect blend of space, comfort, and timeless design. Featuring four bedrooms, including two spacious primary suites, the thoughtfully designed floor plan lives primarily on the main level, making everyday living both effortless and functional. A dramatic vaulted entry welcomes you into the sunken living room, where soaring wood ceilings, rich hardwood flooring, and travertine accents create a warm yet sophisticated atmosphere. The heart of the home is the beautifully appointed kitchen with fresh white cabinetry, stainless steel appliances, generous prep space, and picturesque lake views. The adjoining dining area and breakfast bar flow seamlessly to the expansive rear patio, designed for year-round entertaining. Paver walkways wind through the lush grounds, where mature citrus and pear trees create a private, tropical setting that complements the peaceful waterfront backdrop. Offering exceptional privacy, generous outdoor space, and breathtaking views, this Fox Lake retreat is a rare opportunity to enjoy refined lakefront living in Santa Rosa Beach. Seller holds an assignable equitable interest in the property pursuant to a fully executed purchase contract. Closing with purchaser is contingent upon seller's acquisition or assignment of that interest. Contact listing agent for details. A unique opportunity to own a newly configured homesite. Seller is in the process of finalizing an approved lot split, with completion anticipated prior to closing. The residence will convey with the newly established parcel, and the property's address has been updated as part of the approval process. Please contact the listing agent for details regarding the revised lot configuration.

Highlights

Listed by Spears Group , 850-710-2114 and Isaiah Denman , 850-687-1628 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
1

Year Built

1989

County

Walton

Area

17 - 30A West

Neighborhood

Fox Lake S/D Ph 1

Listing ID

1008474

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Continue Clean, Range Hood, Refrigerator W/IceMk, Smoke Detector, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Vaulted, Fireplace, Kitchen Island, Lighting Recessed, Newly Painted

Exterior Features

Lot:Within 1/2 Mile to Water,Lake
Lot Dimensions:230x65x222x105x200
Zoning:Resid Single Family
Others:
  • Additional:BBQ Pit/Grill, Dock, Summer Kitchen, Patio Open, Fenced Lot-All
Sewer:Public Sewer
Parking Features:Boat,Detached,Garage Detached,Oversized
Principal Interest
$10,143
Taxes
$952

Home Price

$2,000,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$400,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,142.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,142.57 $951.55 $0.00 $11,094.12
Yearly $121,710.83 $11,418.64 $0.00 $133,129.47
Total $3,651,324.87 $342,559.20 $0.00 $3,993,884.07

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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