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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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205 S Lake Dr , Santa Rosa Beach, FL 32459
$3,100,000
Est. Payment: $17,127.05/mo
4 Bed
4 Bath
2971 Sqft
0.29 Acres
Status: Active | Days on site: 140
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Harrison Lilly Team
Owner/Operator

House Description

Positioned directly on Eastern Lake, one of Florida's rare and protected coastal dune lakes creates the perfect trifecta: EASTERN LAKE frontage + private dock + GULF views in from 2nd floor. This 4BR/4BA property offers a lifestyle that's virtually impossible to find on the market today: private waterfront, a private dock for kayaking straight to the beach, an oversized homesite, and true walkability to the GULF. The home itself is considered a generational home 'the one to pass down'that is unique to our area. Thoughtfully renovated to blend modern comfort with timeless coastal architecture, it features 13-foot ceilings, heart-of-pine floors, multiple fireplaces, and mature landscaping that gives the property a settled, established feel new construction can't replicate. With 4 bedrooms, 4 bathrooms, and two primary suites (one on the main level, one upstairs), plus nearly 3,000 square feet of living space, the layout offers flexibility for multi-generational living, guests, or a second-home retreat. Multiple porches and decks extend the living space outdoors, framing nonstop views of Eastern Lake from nearly every angle. Whether as a primary residence, second home, or investment, this is a once-in-a-generation opportunity to own an irreplaceable setting: private lake frontage, dock access, walk-to-beach convenience, and room to expand -- all in one of 30A's most sought-after communities. It includes CONCRETE FOUNDATION PIERS to allow water to flow freely under the house This home can easily reach the beach from its dock or walking on the street. Very private setting and yet close to the beach and shopping and restaurants.

Highlights

Listed by Judy C Jones , 850-428-1072 Berkshire Hathaway HomeServices , 850-534-3006. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.29

Year Built

1953

County

Walton

Area

18 - 30A East

Neighborhood

Eastern Lake S/D

Listing ID

1001980

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Disposal, Dryer, Oven Self Cleaning, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Crwn Molding, Fireplace, Fireplace 2+, Kitchen Island, Owner's Closet

Exterior Features

Lot:Aerials/Topo Availbl,Survey Available,Within 1/2 Mile to Water,Coastal Dune Lakes
Lot Dimensions:100x165x125x85
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Dock, Fenced Back Yard, Hurricane Shutters, Shower, Deck Covered, Porch, Porch Screened
Sewer:Public Sewer
Principal Interest
$17,127
Taxes
$1,026

Home Price

$3,100,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$620,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17,127.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $17,127.05 $1,026.45 $0.00 $18,153.50
Yearly $205,524.64 $12,317.37 $0.00 $217,842.01
Total $6,165,739.25 $369,521.10 $0.00 $6,535,260.35

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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