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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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34 Chivas Lane # 104c , Santa Rosa Beach, FL 32459
$975,000
Est. Payment: $4,945.02/mo
2 Bed
2 Bath
1148 Sqft
Status: active | Days on site: 37
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Following an extensive, property-wide transformation completed over the past 10 months, Dunes of Seagrove has emerged fresh, modern, reimagined and now officially open for owners and guests ready to make new memories! With approximately $58,000 in seller-paid assessments fully satisfied, this offering delivers immediate value and peace of mind within a comprehensively upgraded coastal community. Nearly all improvements have been completed, with only final landscaping enhancements and select exterior railing paintwork remaining--positioning the property to soon present as fully refreshed and fortified against the elements, without the delays of ongoing construction. This is a rare opportunity to step directly into peak summer rental demand and capitalize on the strong fall season, making the timing as compelling as the value itself! Encompassing approximately 300 feet of Gulf frontage across acres of prime, protected coastal land, Dunes of Seagrove is a true low-density community with just 81 residences across 3 buildings--an increasingly rare offering along 30A, particularly at this price point. This expansive footprint creates a sense of space, privacy, and exclusivity that is seldom found, while still delivering direct access to the Gulf's emerald waters. Perfectly positioned in the center of Building C, this elevated residence enjoys one of the most desirable vantage points in the community--offering beautifully framed views without visual encumbrances. Its central orientation provides effortless access to amenities while maintaining a sense of privacy and tranquility, enhanced by the community's low-rise design. Here, residents enjoy a more exclusive coastal experience without compromising the sweeping Gulf views and open sightlines that define 30A living. A rare, deeded covered parking space, and virtually zero elevator wait time makes this the perfect primary, or secondary home! The residence itself has been thoughtfully renovated to deliver a truly turnkey experience. A comprehensive 2020 interior transformation includes updated flooring, fully renovated bathrooms, an upgraded kitchen with new countertops and appliances, modern fixtures, and all-new furnishings throughout. Additional improvements include new plumbing and fixtures, a brand-new water heater, and a recently replaced HVAC system (October 2024). Designed for both personal enjoyment and investment performance, the spacious two-bedroom layout presents a proven, income-producing opportunity within one of 30A's most desirable Gulf-front communities. It offers an unforgettable coastal experience that leaves a lasting sense of place--one that naturally calls guests, friends, and family back time and time again. Beyond the residence, the building has undergone significant capital improvements, including full waterproofing, new impact-rated windows and doors, updated railings, and fresh exterior paint--ensuring long-term structural integrity and lasting quality. Ongoing enhancements, including new landscaping and pool area refinements, will further elevate the community, offering the feel of a newly completed resort without the extended timeline. Ideally located along Scenic Highway 30A, the setting is both rare and irreplaceable--placing you just moments from private beach access to the Gulf's emerald waters, as well as the unique beauty of Eastern Lake and the protected expanse of Deer Lake State Park. Renowned dining destinations including Café Thirty-A, Perfect Pig, and Old Florida Fish House with music and entertainment are all within easy reach by bike or foot, allowing for a truly connected coastal lifestyle. Residents of Dunes of Seagrove enjoy an impressive suite of resort-style amenities, including a 7,500-square-foot multi-level lagoon pool with waterfall, hot tub, expansive sundecks, tennis and pickleball courts, fitness center, sauna, steam room, EV charging, and a welcoming lobby with gathering spaces. Combined with private beach access and a notably uncrowded shoreline, this offering represents a rare opportunity to own within a fully revitalized, amenity-rich Gulf-front community along 30A--seamlessly blending lifestyle, investment potential, and the ease of turnkey ownership. Make this your new home away from home!

Highlights

Listed by Bridgett L Hall-Cotton , 850-381-7443 and Wade Cotton , 334-208-7628 A List Beach Realty LLC , 404-259-8333. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2002

County

Walton

Area

18 - 30A East

Neighborhood

Dunes Of Seagrove

Listing ID

1007402

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Woodwork Painted

Exterior Features

Lot:Unit Waterfront,Gulf
Others:
  • Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage,Covered
Principal Interest
$4,945
Taxes
$531
HOA
$0

Home Price

$975,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$195,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,945.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,945.02 $530.97 $0.00 $5,475.98
Yearly $59,340.19 $6,371.60 $0.00 $65,711.79
Total $1,780,205.77 $191,148.00 $0.00 $1,971,353.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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