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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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69 Oyster Lake Dr , Santa Rosa Beach, FL 32459
$2,249,500
Est. Payment: $11,409.04/mo
4 Bed
3 Bath
3262 Sqft
Status: active | Days on site: 186
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Coastal Elegance directly on Oyster Lake, with an outstanding view of the Gulf. Only one block from 30A and the Gulf of America, with multiple Beach Accesses! Rare opportunity to own a lakefront home in South Walton. Seller is also offering owner financing at only 5%! Call for details, today! This coastal retreat boasts a private dock, elevator, oversized garage (perfect for a boat), well equipped gourmet kitchen, lock out unit on the ground floor for rental opportunity and beautiful outdoor living spaces. Golf cart conveys as well. Stunning lake views from the 2nd floor main living area. 3rd floor master has breathtaking views of the gulf from the private balcony. White planked walls, natural light, soaring ceilings and architectural interest throughout make this a stand out! Situated on a third of an acre it offers privacy as well. Great Rental Investment Numbers! Experience 30A life at its best!
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Highlights

Listed by Sarah R Stewart , 850-525-4800 Better Homes Realty , 205-266-4424. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.33

Year Built

2009

County

Walton

Area

17 - 30A West

 Neighborhood

Dune Allen 2Nd Addn

Listing ID

993714

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Washer
Floor:Floor Hardwood
Other:
  • ▪ Additional:Ceiling Vaulted, Elevator, Kitchen Island, Lighting Recessed, Pantry, Walls Paneled, Wet Bar

Exterior Features

Lot:Within 1/2 Mile to Water,Lake
Lot Dimensions:irregular
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Dock, Porch
Sewer:Public Sewer
Parking Features:Golf Cart Enclosed,Oversized
Principal Interest
$11,409
Taxes
$697

Home Price

$2,249,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$449,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,409.04

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,409.04 $697.05 $0.00 $12,106.09
Yearly $136,908.47 $8,364.65 $0.00 $145,273.12
Total $4,107,254.24 $250,939.50 $0.00 $4,358,193.74

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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