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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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641 E Shipwreck Rd , Santa Rosa Beach, FL 32459
$599,900
Est. Payment: $3,314.36/mo
4 Bed
2 Bath
2680 Sqft
0.57 Acres
Status: Pending | Days on site: 162
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EWOR - E1312,E28516
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
Owner/Operator
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House Description

Perfectly nestled home on an extra large homesite with expansive view of the lake and enormous backyard! This home is situated on over half an acre in Driftwood Estates. This home has been beautifully updated throughout. The interior of the home offers an open concept with four bedrooms, stainless steel appliances, solid surface countertops, tile throughout main living areas, and custom master tile shower/bathroom. The exterior provides custom hurricane shutters, a two-car garage, fenced in backyard, a screened in porch for outdoor activities, expansive lake views and plenty of yardage to absorb the tranquility of the neighborhood. Not to mention, the metal roof! This home awaits you and your family! Call today to make 641 E Shipwreck your new Santa Rosa Beach home today!
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Highlights

Listed by Matthew W Williams , World Impact Real Estate , 850-225-7000. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.57

HOA Fee

Year Built

2005

County

Walton

Area

16 - North Santa Rosa Beach

 Neighborhood

Driftwood Estates

Listing ID

999791

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Ceiling Vaulted, Fireplace, Kitchen Island, Pantry, Shelving, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Flood Insurance Req,Interior,Level,Restrictions,Survey Available,Within 1/2 Mile to Water,Pond
Lot Dimensions:100X250X100X250
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Hurricane Shutters, Lawn Pump, Sprinkler System, Patio Covered, Porch, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$3,314
Taxes
$230
HOA
$0

Home Price

$599,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$119,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,314.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,314.36 $230.27 $0.00 $3,544.63
Yearly $39,772.33 $2,763.18 $0.00 $42,535.51
Total $1,193,169.99 $82,895.40 $0.00 $1,276,065.39

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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