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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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43 E Shipwreck Rd , Santa Rosa Beach, FL 32459
$749,900
Est. Payment: $4,143.09/mo
4 Bed
3 Bath
2992 Sqft
0.52 Acres
Status: Active | Days on site: 7
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Harrison Lilly Team
Owner/Operator

House Description

What defines a home? A home is more than just a structure--it's where love is nurtured, laughter is shared, and lifelong memories are made. It's the backdrop for holiday traditions, quiet morning coffees, and joyful celebrations. This spacious home offers an open floor plan perfect for gatherings and multi-generational living. Enjoy a large kitchen with granite counters, walk-in pantry, shiplap accents, title floors, and a private office which can opt as a workout room or child's playroom. The oversized master suite and three additional bedrooms provide space for all. Relax on the private back patio overlooking the huge yard--great for play or birdwatching. The roof, HVAC, water heater and stove are new. The home is a short stroll to the public park!

Highlights

Listed by Judi Rutland , 850-974-8687 TruChoice Realty , 850-974-8687. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.52

HOA Fee

Year Built

2004

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Driftwood Estates

Listing ID

1012404

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Raised, Fireplace, Kitchen Island, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Curb & Gutter,Level
Lot Dimensions:101x215
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Fenced Back Yard, Sprinkler System, Patio Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$4,143
Taxes
$238
HOA
$0

Home Price

$749,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$149,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,143.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,143.09 $237.60 $0.00 $4,380.69
Yearly $49,717.07 $2,851.19 $0.00 $52,568.26
Total $1,491,512.21 $85,535.70 $0.00 $1,577,047.91

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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