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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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400 E Shipwreck Rd , Santa Rosa Beach, FL 32459
$6,250,000
Est. Payment: $34,530.35/mo
5 Bed
7 Bath
5651 Sqft
0.72 Acres
Status: Pending | Days on site: 2
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ECF1 - E31573,E32167,E30195
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Harrison Lilly Team
Owner/Operator

House Description

Set along 122 feet of bayfront, this exceptional custom residence brings together refined craftsmanship, scale and an extraordinary waterfront setting. Expansive windows capture sweeping bay views, while oversized glass sliders open the living spaces to outdoor areas designed for entertaining. The home offers five bedrooms(primary and one guest on the main level) each with a private en-suite bath, plus a powder room and dedicated pool bath. Italian marble, natural stone, custom glass tile, wide-plank wood floors, statement lighting, natural wood ceilings and beams, custom cabinetry and thoughtfully designed closets elevate the interiors. The chef's kitchen features commercial-grade appliances, built-in and wine refrigeration, an ice maker, quartz countertops and an oversized island. A resort-style pool and spa overlook the bay from a shell-stone terrace surrounded by mature palms and custom landscaping. The covered porch includes an outdoor fireplace, summer kitchen and electric screens, while a five-person sauna adds a private wellness amenity. Beyond the pool, a private sandy beach, waterfront fire pit and seating area meet the water's edge. An existing seawall and room for a future dock make boating part of daily life. Upstairs, covered terraces capture the views alongside a theater, full gym and secondary laundry room. Home automation, custom electric shades, a generator, tile roof and three-car, climate-controlled finished garage with metallic-flake epoxy floor

Highlights

Listed by Lauren L Perrin , 205-706-8667 and Stacey L Wright , 832-289-9949 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.72

Year Built

2023

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Driftwood Estates

Listing ID

1011598

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Range Hood, Refrigerator, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Hardwood
Other:
  • ▪ Additional:Built-In Bookcases, Ceiling Beamed, Ceiling Raised, Fireplace, Fireplace 2+, Guest Quarters, Kitchen Island, Lighting Recessed, Pantry, Shelving, Upgraded Media Wing, Wallpaper, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Bulkhead/Seawall,Bay
Lot Dimensions:114 x 346
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Hot Tub, Sauna/Steam, Shower, Sprinkler System, Summer Kitchen, Deck Covered, Porch Screened, Fenced Lot-All
Sewer:Public Sewer
Parking Features:Garage,Boat,Oversized
Principal Interest
$34,530
Taxes
$3,984

Home Price

$6,250,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$1,250,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$34,530.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $34,530.35 $3,984.38 $0.00 $38,514.72
Yearly $414,364.20 $47,812.50 $0.00 $462,176.70
Total $12,430,925.91 $1,434,375.00 $0.00 $13,865,300.91

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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