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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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286 Pin Oak Loop , Santa Rosa Beach, FL 32459
$485,000
Est. Payment: $2,679.56/mo
3 Bed
2 Bath
1733 Sqft
0.21 Acres
Status: Active | Days on site: 35
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Harrison Lilly Team
Owner/Operator

House Description

THE BEACH LIFESTYLE WITHOUT THE 30A PRICE TAG. Beautifully positioned on a prime corner lot in the desirable Driftwood Estates, this 3-bedroom, 2-bath home offers 1,733 square feet of living space plus patio, porch and garage. Built in 2015, the residence blends thoughtful design, functionality and an exceptional South Walton location. Tasteful craftsman-style updates begin at the foyer and continue throughout, including wainscoting, a barn door and built-ins in the flex room, and picture-frame molding in the primary suite. The kitchen features new quartz countertops, white subway tile and an island with breakfast bar. A split-bedroom floor plan provides privacy, while the open kitchen, dining and living areas create an inviting space for gathering. The versatile flex room adapts easily to your lifestyle, and the covered, TV-wired porch extends living outdoors. A two-car, side-entry garage adds convenience. Recent improvements include a 2023 HVAC system, water heater and refrigerator, plus new paint, lighting and carpet. Driftwood amenities include a community pool, stocked fishing ponds, waterfront gazebo and HOA events throughout the year. Hidden within the neighborhood is Driftwood Park, featuring tennis and pickleball courts, basketball, soccer, baseball, multipurpose fields, walking paths and picnic areas. Enjoy easy access to Grand Boulevard, the 1,400-acre Sandestin Resort, Emerald Coast beaches, 30A dining and boutiques, golf, healthcare and everyday convenience.

Highlights

Listed by Evan H Dickson , 850-830-6358 Keller Williams Realty SRB , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

Year Built

2015

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Driftwood Estates

Listing ID

1009781

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Tray/Cofferd, Ceiling Vaulted, Kitchen Island, Newly Painted, Pantry, Walls Paneled, Walls Wainscoting, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:Irregular
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Covered, Porch
Sewer:Public Sewer
Principal Interest
$2,680
Taxes
$272
HOA
$0

Home Price

$485,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$97,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,679.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,679.56 $272.05 $0.00 $2,951.61
Yearly $32,154.66 $3,264.64 $0.00 $35,419.30
Total $964,639.85 $97,939.20 $0.00 $1,062,579.05

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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