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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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108 Loblolly Bay Dr , Santa Rosa Beach, FL 32459
$450,000
Est. Payment: $2,486.19/mo
3 Bed
2 Bath
2112 Sqft
0.16 Acres
Status: Active | Days on site: 14
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EWOR - E31689,E7060
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Harrison Lilly Team
Owner/Operator

House Description

Freshly repositioned at $450,000 -- a standout opportunity in Driftwood Estates. This spacious single-story 3-bedroom, 2-bath home offers 2,112 square feet, two generous living areas, vaulted ceilings, an open-concept layout, and a 2-car garage. Major updates provide added peace of mind, including a complete roof and stucco replacement in 2024, interior and exterior paint in 2024, full HVAC system replacement in 2022, and a brand-new water heater. The open kitchen connects naturally to the main living spaces and is designed for everyday living and entertaining. The split-bedroom layout provides privacy, while the primary suite features dual vanities, a jetted soaking tub, separate shower, walk-in closet, and private access to the covered porch. Two additional bedrooms offer generous closet space, and the rear guest bedroom also provides direct access to the covered patio. Outside, enjoy a fenced backyard, covered outdoor living space, irrigation system, and convenient storage above the 2-car garage. Driftwood Estates offers an impressive amenity package with a community pool, pickleball and tennis courts, basketball, playground, picnic areas, grills, sports fields, community events, and neighborhood recreation areas. The home is located approximately one block from Choctawhatchee Bay and just a short drive from the beaches, Grand Boulevard, Sacred Heart Hospital, Baytowne Wharf, shopping, dining, golf, and entertainment. With major systems already updated and a new list price of $450,000, this property offers exceptional value for buyers seeking space, location, and community amenities in Santa Rosa Beach. Buyer to verify all measurements, rental eligibility, system information, and any details deemed important.

Highlights

Listed by Mehmet Beyazaslan , 850-842-8463 and Rodney K Elkins , 850-376-4301 World Impact Real Estate , 850-225-7000. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

Year Built

2005

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Driftwood Estates

Listing ID

1012507

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Tray/Cofferd, Ceiling Vaulted, Fireplace, Newly Painted, Split Bedroom

Exterior Features

Lot:Curb & Gutter,Sidewalk,Storm Sewer,Within 1/2 Mile to Water
Lot Dimensions:55x127
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Lawn Pump, Sprinkler System, Patio Covered, Porch
Sewer:Public Sewer
Principal Interest
$2,486
Taxes
$244
HOA
$0

Home Price

$450,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,486.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,486.19 $244.25 $0.00 $2,730.44
Yearly $29,834.22 $2,931.02 $0.00 $32,765.24
Total $895,026.67 $87,930.60 $0.00 $982,957.27

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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