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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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630 Ricker Ave , Santa Rosa Beach, FL 32459
$1,600,000
Est. Payment: $8,839.77/mo
3 Bed
2 Bath
1910 Sqft
0.29 Acres
Status: Active | Days on site: 193
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EINB - E6681,E36047
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Harrison Lilly Team
Owner/Operator

House Description

Waterfront living with direct bay access! Located on a canal just feet from Choctawhatchee Bay, this 3-bedroom, 2-bath home offers the perfect opportunity to enjoy the best of coastal living. Situated on a spacious lot with a seawall, a private dock and boat lift, making it easy to get out on the water for boating, fishing, or sunset cruises. This location offers views and access of the bay without the wear & tear! All while being a few miles from Hwy 30A! This fully remodeled one-level home offers bay views from multiple rooms. The open floor plan makes it perfect for relaxing or entertaining the family. Features include vaulted ceilings, LVP flooring throughout the main living areas, GE Cafe white appliances, a breakfast bar, updated bathrooms, enlarged master suite and much more. Step outside to enjoy the Florida lifestyle with a waterside boathouse/gazebo, creating an ideal setting for outdoor gatherings while overlooking the canal. With deep-water access providing a short boat ride to Choctawhatchee Bay, this property is a dream for boating enthusiasts. Whether you're looking for a full-time residence, second home, or waterfront investment, this property offers incredible potential in a prime Santa Rosa Beach location close to the beaches, dining, and shopping of South Walton.

Highlights

Listed by Gordon C Tarver , 850-225-2925 and Emily C Buckner , 615-796-9046 Inlet Beach Real Estate , 850-347-0777. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.29

Year Built

1987

County

Walton

Area

19 - Point Washington

Neighborhood

Daughettes Amended

Listing ID

997834

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Freezer, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Fireplace, Washer/Dryer Hookup

Exterior Features

Lot:Bay,Canal
Lot Dimensions:150X83
Zoning:Resid Single Family
Others:
  • ▪ Additional:Boat Launch, Boatlift, Dock, Pavillion/Gazebo
Sewer:Public Sewer
Parking Features:Boat
Principal Interest
$8,840
Taxes
$223

Home Price

$1,600,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$320,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,839.77

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,839.77 $223.01 $0.00 $9,062.78
Yearly $106,077.23 $2,676.10 $0.00 $108,753.33
Total $3,182,317.03 $80,283.00 $0.00 $3,262,600.03

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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