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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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475 Ricker Ave , Santa Rosa Beach, FL 32459
$550,000
Est. Payment: $2,789.21/mo
2 Bed
1 Bath
1119 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Located between Grayton Beach and the bay, this charming Florida cottage offers something unique to the area: space, flexibility, and no HOA. Custom built in 2011 and meticulously maintained, the property provides plenty of room to enjoy the relaxed Point Washington lifestyle. Bring the boat, RV, bikes, and beach gear -ample space for parking & storage. The generous outdoor area offers possibilities for gardens, raising chickens, and entertaining. A shed provides space for hobbies and projects. Inside, the cottage was thoughtfully designed for comfortable, low-maintenance living. Features include tile flooring, a dedicated laundry area, and a Rinnai tankless hot water heater. A metal roof complements the classic Florida cottage style. And the location is one of the property's greatest advantages. Enjoy the natural beauty and laid-back atmosphere of Point Washington while being conveniently positioned near restaurants, shops, and recreation of Grayton Beach and Scenic 30A. With no HOA, room for recreational vehicles, generous outdoor space, this unique property offers the freedom to create a coastal lifestyle that fits you. Whether you're looking for a full-time residence, a peaceful coastal retreat, or simply more space near everything you love about South Walton, this property is ready for its new owner. Schedule your private showing and discover the possibilities of living near the bay and the beaches of 30A.

Highlights

Listed by Karla Gillan , 512-774-8727 Watersound Real Estate , 850-231-7792. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2011

County

Walton

Area

19 - Point Washington

Neighborhood

Daughettes Amended

Listing ID

1010065

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Refrigerator, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Level,Within 1/2 Mile to Water
Lot Dimensions:75x150
Zoning:Resid Single Family
Others:
  • Additional:Lawn Pump, Yard Building, Deck Open, Patio Covered, Porch
Sewer:Public Sewer
Parking Features:Boat,Carport Detached,Oversized,RV
Principal Interest
$2,789
Taxes
$219

Home Price

$550,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,789.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,789.21 $218.67 $0.00 $3,007.87
Yearly $33,470.48 $2,624.00 $0.00 $36,094.48
Total $1,004,114.34 $78,720.00 $0.00 $1,082,834.34

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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