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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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398 W Point Washington Rd , Santa Rosa Beach, FL 32459
$999,000
Est. Payment: $5,519.33/mo
5 Bed
5 Bath
3860 Sqft
0.26 Acres
Status: Pending | Days on site: 145
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EW1R - E23114,E34314,TEDRE3
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Harrison Lilly Team
Owner/Operator

House Description

One-of-a-kind waterfront retreat in Point Washington offering 3,860 square feet of flexible coastal living. This 5-bedroom, 5-bath home is thoughtfully designed across multiple levels, creating the perfect setup for a primary residence, multi-generational living arrangement, or vacation rental/AirBnb investment. The lower level features two separate spaces including a private 2-bedroom, 2-bath in-law suite with a full kitchen and dining area, along with a separate game room, kitchenette, full bath and access to the pool and rear deck. The middle level offers an additional 2-bedroom, 2-bath suite with office space, living area, and full kitchen finished out with brand new high end stainless appliances, while the top level lookout loft provides elevated views and added flex space full of character. The lookout loft also features an outdoor wet bar perfect for entertaining guests. Outside, enjoy an in-ground pool, private dock, 2-car garage, private boat launch, and multiple outdoor living spaces in both the front and rear of the home designed to maximize the peaceful waterfront setting. Surrounded by mature trees and located just minutes from 30A beaches, dining, shopping, and outdoor recreation, this distinctive coastal property offers privacy, versatility, and endless potential. Call and schedule your private showing today.

Highlights

Listed by Keith Bettenhausen , 561-281-4052 and Wyatt M Bettenhausen , 561-510-4414 Bermuda Shorts Real Estate Services Inc , 561-281-4052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.26

Year Built

1993

County

Walton

Area

19 - Point Washington

Neighborhood

Daughettes Amended

Listing ID

1002635

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:5
Appliances:Dishwasher, Disposal, Range Hood, Refrigerator W/IceMk, Stove/Oven Gas, Wine Refrigerator
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • ▪ Additional:Pantry, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:75 X 150
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Dock, Fenced Back Yard
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$5,519
Taxes
$729

Home Price

$999,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$199,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,519.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,519.33 $729.33 $0.00 $6,248.66
Yearly $66,231.97 $8,751.97 $0.00 $74,983.94
Total $1,986,959.20 $262,559.10 $0.00 $2,249,518.30

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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