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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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198 Ricker Ave , Santa Rosa Beach, FL 32459
$1,995,000
Est. Payment: $10,118.26/mo
5 Bed
6 Bath
4218 Sqft
Status: active | Days on site: 87
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

198 Ricker Ave is a custom built home tucked away on a quiet canal with direct access to the bay offering the perfect blend of refined coastal living and laid-back Florida lifestyle. This beautifully designed 5 bedroom, 5 bath + 2 half bath home sits on a generously sized lot surrounded by mature trees, creating a private retreat just minutes from Grayton Beach & Seaside and the beaches of 30A. The open-concept floor plan is thoughtfully designed for both everyday living and entertaining while expansive windows bring in natural light framing the views of the lush surroundings. Every detail has been carefully curated, from the wood accents to the elevated finishes with a chef's kitchen featuring a large quartz island, custom cabinetry, high-end appliances, and designer lighting throughout. Pool shown is a conceptual rendering for illustrative purposes only and is not currently constructed. Step outside to a spacious covered porch complete with a fireplace and outdoor living area--perfect for year-round enjoyment. Whether you're hosting guests or unwinding after a day on the water, this space delivers true indoor-outdoor living. The property sits along the canal ideal for boating, paddleboarding, or simply enjoying the peaceful setting. Aerial views highlight the unique combination of water frontage and privacy rarely found this close to the coast.

Highlights

Listed by Gordon C Tarver , 850-225-2925 and Emily C Buckner , 615-796-9046 Inlet Beach Real Estate , 850-347-0777. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.26

Year Built

2023

County

Walton

Area

19 - Point Washington

Neighborhood

Daughettes Amended

Listing ID

1001991

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:4
  • 1/2 Bathrooms:2
Appliances:Dishwasher, Freezer, Microwave, Refrigerator, Stove/Oven Gas, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • Additional:Ceiling Beamed, Kitchen Island, Pantry

Exterior Features

Lot:Level,Canal
Lot Dimensions:75x150
Zoning:Resid Single Family
Others:
  • Additional:Boat Slip, Dock, Fenced Back Yard, Deck Covered
Sewer:Public Sewer
Parking Features:Boat
Principal Interest
$10,118
Taxes
$853

Home Price

$1,995,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$399,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,118.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,118.26 $853.22 $0.00 $10,971.48
Yearly $121,419.16 $10,238.62 $0.00 $131,657.78
Total $3,642,574.89 $307,158.60 $0.00 $3,949,733.49

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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