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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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69 Bennett Dr , Santa Rosa Beach, FL 32459
$1,998,000
Est. Payment: $10,133.48/mo
5 Bed
5 Bath
3400 Sqft
Status: active | Days on site: 238
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Stunning Bay-View Home in Churchill Oaks. Experience timeless craftsmanship and sweeping, unobstructed bay views from this exceptional custom home, the very first residence built in prestigious Churchill Oaks. Constructed by Davis-Dunn Construction, this home blends modern luxury with rich character, showcasing exposed brick and reclaimed 19th-century textile mill beams. An expansive 1,600-square-foot wraparound porch provides multiple vantage points to enjoy the serene beauty of Choctawhatchee Bay. Inside, the spacious layout offers 5 bedrooms, 4.5 baths, two master suites, and two laundry rooms. The open chef's kitchen and living area anchor the main floor, featuring custom cabinetry, hardwood floors, a gas range, double oven, and warm architectural details that add depth and charm. The primary suite on the main level ensures easy, comfortable living, while the private brick courtyard complete with a built in outdoor kitchen and fireplace offers a relaxing and inviting extension of the living space. Upstairs, a secondary master suite and three guest bedrooms open onto the sweeping wraparound porch, enhancing the home's signature indoor-outdoor design and delivering some of the finest bay views in the community. Located in Santa Rosa Beach's premier gated bayfront neighborhood, Churchill Oaks offers an unmatched coastal lifestyle. Residents enjoy access to a deep-water dock, a resort-style bayfront clubhouse with three pools, a fitness room, a media room, and expansive gathering spaces. Miles of walking paths wind beneath centuries-old oaks and along the water's edge, connecting you to the natural beauty that defines this extraordinary community. A rare opportunity to own a legacy home with unmatched character, craftsmanship, and panoramic waterfront vistas in one of South Walton's most sought-after communities.

Highlights

Listed by Brad Hilderbrand , 850-368-6660 and Gabrielle D Roberts , 318-245-2400 Coastal Abode , 850-246-1809. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

Year Built

2014

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Churchill Oaks

Listing ID

990335

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Freezer, Oven Double, Range Hood, Refrigerator, Stove/Oven Gas, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Beamed, Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Pantry

Exterior Features

Lot:Covenants,Restrictions
Lot Dimensions:56X72X10X108
Zoning:Resid Single Family
Others:
  • Additional:Deck Covered, Porch
Sewer:Public Sewer
Principal Interest
$10,133
Taxes
$1,287
HOA
$0

Home Price

$1,998,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$399,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,133.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,133.48 $1,286.99 $0.00 $11,420.47
Yearly $121,601.75 $15,443.90 $0.00 $137,045.65
Total $3,648,052.45 $463,317.00 $0.00 $4,111,369.45

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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