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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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113 Chapman St , Santa Rosa Beach, FL 32459
$488,000
Est. Payment: $2,696.13/mo
2 Bed
2 Bath
1381 Sqft
0.09 Acres
Status: Active | Days on site: 10
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to this charming furnished Florida cottage in the desirable Church Street Village community of Santa Rosa Beach. Built in 2017, this well-maintained 2 bedroom plus an office/den offers comfortable, thoughtfully designed living space. This home was built by Huff Homes and is very well appointed with beautiful flooring, crown molding, recessed lighting, and a spacious kitchen with a breakfast bar and pantry. A new fireplace has just been added with built in shelving and cabinets on both sides making the living area so inviting and adding a nice touch of ambiance. The screened porch with brick pavers is an ideal spot to enjoy morning coffee, unwind after a day at the beach, or entertain friends and family. The spacious primary suite provides a comfortable private retreat, and the second bedroom is also large enough to accommodate a king bed. Residents of Church Street Village enjoy a neighborhood pool and additional amenities including a fitness room, playground, dog park, and picnic area. Conveniently located in Santa Rosa Beach, this home offers an appealing combination of neighborhood living and easy access to the beach, dining, shopping and outdoor recreation. Whether you're looking for a full-time residence, a coastal getaway, or a low-maintenance second home in South Walton, 113 Chapman Street is a wonderful opportunity to enjoy the NW Florida lifestyle. This immaculate home is offered furnished with a few exceptions.

Highlights

Listed by Dale S Witter , 850-543-4122 Berkshire Hathaway HomeServices , 850-252-4160. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

Year Built

2017

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Church Street Village

Listing ID

1012283

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Fireplace, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Zero Lot Line
Lot Dimensions:50X75
Zoning:County, Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Fenced Back Yard, Sprinkler System, Patio Open, Porch Screened
Sewer:Public Sewer
Principal Interest
$2,696
Taxes
$188
HOA
$0

Home Price

$488,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$97,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,696.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,696.13 $188.49 $0.00 $2,884.62
Yearly $32,353.56 $2,261.87 $0.00 $34,615.43
Total $970,606.70 $67,856.10 $0.00 $1,038,462.80

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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