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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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90 N Zander Way , Santa Rosa Beach, FL 32459
$635,000
Est. Payment: $3,220.60/mo
4 Bed
4 Bath
2367 Sqft
Status: active | Days on site: 156
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Looking for more than just a house? 90 N. Zander Way combines pride of ownership, a highly functional floor plan, meaningful neighborhood amenities, and a convenient South Walton location. This meticulously maintained, one-owner home offers 4 bedrooms, 3.5 bathrooms, an open second-floor bonus/loft area, a first-floor primary suite, a fenced backyard with hot tub, and a community offering a pool, fitness center, dog park, and playground. The main level is designed for comfortable everyday living, with an open kitchen, dining, and living area filled with natural light. The kitchen features quartz countertops, stainless steel appliances, a tiled backsplash, soft-close cabinetry, double-door pantry, and a large center island with farmhouse sink, dishwasher, and additional storage. The spacious living room features an electric fireplace and convenient under-stair storage. The first-floor primary suite offers privacy and convenience, with a spacious bath featuring a double vanity, tiled shower, and walk-in closet. The laundry room and half bath are also located on the main level. Additional features throughout the home include 8-foot doors, recessed lighting, raised bathroom vanities, and upgraded flooring with no carpet. Upstairs, an open bonus/loft area provides additional flexible living space and adds to the versatility of the floor plan. Three additional bedrooms complete the second floor. The generously sized fourth bedroom offers its own en-suite bath with tiled shower and walk-in closet, while the remaining bedrooms have convenient access to a full bath with double vanity and tub/shower combination. Outside, the patio extends the living space into a private, fenced backyard with a hot tub--an inviting setting for relaxing, entertaining, pets, or simply enjoying the outdoors. Church Street Village offers the benefits of an established neighborhood along with amenities that add to everyday life. Residents enjoy a community pool, fitness center, dog park, and playground, along with maintained common areas that contribute to the neighborhood's attractive, well-kept setting. The location puts everyday conveniences and some of South Walton's best recreation within easy reach, including grocery stores, restaurants, healthcare, 30A and Gulf beaches, Helen McCall Park, and Cessna Landing's bayfront boat launch. Built by Huff Developments and carefully maintained by its original owner, 90 N. Zander Way offers a combination that can be difficult to find: generous living space, a flexible floor plan, neighborhood amenities, outdoor living, and a convenient location--all in a home that has been exceptionally well cared for. Come see what sets this one apart.

Highlights

Listed by Johnny Milan LLC , 850-419-4311 and Janette A Klein , 850-585-7872 Scenic Real Estate , 850-830-8030. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2018

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Church Street Village 2,

Listing ID

995420

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Restrictions
Lot Dimensions:50x80
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Patio Open, Porch
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,221
Taxes
$276
HOA
$0

Home Price

$635,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$127,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,220.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,220.60 $275.84 $0.00 $3,496.44
Yearly $38,647.20 $3,310.10 $0.00 $41,957.30
Total $1,159,416.07 $99,303.00 $0.00 $1,258,719.07

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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