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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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90 N Zander Way , Santa Rosa Beach, FL 32459
$625,000
Est. Payment: $3,453.03/mo
4 Bed
4 Bath
2367 Sqft
Status: Active | Days on site: 20
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ESCN - E7781,E7741
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Harrison Lilly Team
Owner/Operator

House Description

Looking for more than just a house? 90 N. Zander Way offers the space, flexibility, amenities, and South Walton location that make everyday living easy. This meticulously maintained, one-owner home features 4 bedrooms, 3.5 bathrooms, a first-floor primary suite, upstairs bonus/loft, fenced backyard with hot tub, and access to a community pool, fitness center, dog park, and playground--all within easy reach of 30A, Gulf beaches, dining, shopping, parks, and Choctawhatchee Bay. Inside, the open-concept main level is bright and inviting, with the kitchen, dining, and living areas flowing together for everyday living and entertaining. The kitchen features quartz countertops, stainless steel appliances, tiled backsplash, soft-close cabinetry, a double-door pantry, and a large center island with farmhouse sink, dishwasher, and additional storage. The spacious living room is anchored by an electric fireplace and includes convenient under-stair storage. The first-floor primary suite offers both privacy and convenience, with a spacious bath featuring a double vanity, tiled shower, and walk-in closet. A laundry room and half bath are also located on the main level. Thoughtful finishes throughout the home include 8-foot doors, recessed lighting, raised bathroom vanities, and upgraded flooring with no carpet. Upstairs, the open bonus/loft creates valuable flex space for a second living area, home office, playroom, media room, or workout space. Three additional bedrooms complete the second floor. The generously sized fourth bedroom includes its own en-suite bath with tiled shower and walk-in closet, while the remaining bedrooms share a full bath with double vanity and tub/shower combination. Step outside to a private, fenced backyard where the patio and hot tub create an easy extension of the living space. There is room to relax, entertain, let the dogs out, or simply enjoy a little outdoor space of your own. Located in Church Street Village, residents enjoy an established neighborhood setting with a community pool, fitness center, dog park, playground, and maintained common areas. The location also keeps South Walton favorites close at hand, with convenient access to grocery stores, restaurants, healthcare, Helen McCall Park, Cessna Landing and its bayfront boat launch, Scenic Highway 30A, and the white-sand beaches of the Emerald Coast. Built by Huff Developments and carefully maintained by its original owner, 90 N. Zander Way brings together features that can be hard to find in one home: 4 bedrooms, a first-floor primary suite, flexible bonus space, no carpet, a fenced backyard, neighborhood amenities, and convenient access to both the beach and the bay. Come see why this South Walton home deserves a fresh look.

Highlights

Listed by Johnny Milan LLC , 850-419-4311 and Janette A Klein , 850-585-7872 Scenic Real Estate , 850-830-8030. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2018

County

Walton

Area

16 - North Santa Rosa Beach

Neighborhood

Church Street Village 2,

Listing ID

1012082

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Restrictions
Lot Dimensions:50x80
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Sprinkler System, Patio Open, Porch
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,453
Taxes
$276
HOA
$0

Home Price

$625,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,453.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,453.03 $275.84 $0.00 $3,728.88
Yearly $41,436.42 $3,310.10 $0.00 $44,746.52
Total $1,243,092.59 $99,303.00 $0.00 $1,342,395.59

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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