Welcome to 1985 Chat Holley Road, a custom-built residence by Grayt-A Construction, designed by architect John Williams with interiors by The Ethereal Home. Set on a rare 1.09-acre homesite with no HOA, this property offers over 3,600 square feet of thoughtfully planned living space in a prime Santa Rosa Beach location near the Choctawhatchee Bay, North Beach restaurants, and convenient access to 30A. This two-story home features five spacious bedrooms plus an office/flex room and four and a half baths, blending luxury finishes with everyday functionality. The generous fifth bedroom of approximately 485 square feet is ideal as a bunk room, media room, or guest suite, providing excellent flexibility for owners and visitors. Engineered hardwood flooring extends throughout the home, complementing the vaulted ceiling in the great room and creating an open, airy feel. The floor plan emphasizes livability, with a locker-style mudroom off the three-car garage and smart under-stair storage. The kitchen, dining, and living areas flow seamlessly to the outdoor living spaces, making the home well suited for both relaxed coastal living and entertaining. The primary suite is designed as a private retreat, featuring a spa-like bath with soaking tub and an expansive walk-in closet that connects directly to the laundry room for added convenience. Secondary bedrooms are well proportioned and supported by well-appointed bathrooms, offering comfort for family and guests. Indoor and outdoor fireplaces provide year-round ambiance and extend the use of the outdoor living areas. Covered porches and a dedicated outdoor dining area overlook the deep 1.09-acre lot, which offers ample room to add a pool, detached shop, or guest house, subject to local approvals. The oversized driveway and parking pad provide abundant parking for vehicles, boats, or recreational gear. With its combination of acreage, no HOA restrictions, custom design, and proximity to bay access and the 30A lifestyle, 1985 Chat Holley Road is a compelling opportunity for buyers seeking a primary residence, second home, or investment property in Santa Rosa Beach. Floor plan available upon request.