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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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39 Dune Rosemary Ct , Santa Rosa Beach, FL 32459
$999,000
Est. Payment: $5,066.74/mo
3 Bed
2 Bath
1478 Sqft
Status: active | Days on site: 15
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled on a quiet cul-de-sac just minutes from the sugar-white sands of the Gulf, this beautifully updated beach cottage offers the perfect blend of coastal charm, thoughtful upgrades, and everyday comfort. Featuring three bedrooms, two bathrooms, and a desirable single-level layout, this home is ideal as a primary residence, second home, or investment opportunity. A welcoming front porch sets the tone before stepping inside to an open-concept living, dining, and kitchen area designed for effortless entertaining. The updated kitchen shines with stainless steel appliances, freshly painted white cabinetry, elegant quartz countertops, and stylish new lighting, creating a bright and inviting gathering space. The spacious primary suite serves as a relaxing retreat, complete with a walk-in closet featuring custom shelving and a private en-suite bath. Plantation shutters and abundant natural light enhance the space, while the renovated bathroom offers a quartz-topped vanity, glass-enclosed tub, and timeless tile flooring. Two additional guest bedrooms provide comfortable accommodations with generous closet space, updated lighting, and plenty of natural light. The shared guest bath has also been tastefully refreshed with quartz countertops, tile flooring, and a sleek glass tub enclosure. Throughout the home, travertine flooring, custom wood closet systems, and surround sound wiring add both style and functionality. Numerous thoughtful upgrades include a sprinkler system, filtered kitchen water faucet, garbage disposal, plumbing for a Culligan water purification system, drip irrigation, water pressure regulator, energy-efficient Carrier heat pump, and InvisiGuard window film for enhanced comfort and efficiency. Plantation shutters throughout the main living areas and primary suite complete this move-in-ready coastal retreat.

Highlights

Listed by Kendall L Hood , 850-974-4556 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

Year Built

2003

County

Walton

Area

18 - 30A East

Neighborhood

Cassine Village

Listing ID

1009280

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:40X110
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Patio Covered
Sewer:Public Sewer
Principal Interest
$5,067
Taxes
$561
HOA
$0

Home Price

$999,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$199,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,066.74

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,066.74 $560.88 $0.00 $5,627.62
Yearly $60,800.87 $6,730.51 $0.00 $67,531.38
Total $1,824,026.22 $201,915.30 $0.00 $2,025,941.52

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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