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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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198 Somerset Bridge Rd Unit 113 , Santa Rosa Beach, FL 32459
$599,700
Est. Payment: $3,313.26/mo
2 Bed
3 Bath
1008 Sqft
0.02 Acres
Status: Active | Days on site: 125
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Harrison Lilly Team
Owner/Operator

House Description

Looking for a vacation home, investment property, or personal retreat along Scenic 30A? This fully furnished Florida bungalow in the heart of Seagrove Beach offers a rare combination of privacy, location, and value. Nestled beside a tranquil private lake and surrounded by natural beauty, this charming bungalow enjoys a secluded setting that is increasingly difficult to find along 30A. Tucked away from the hustle and bustle, it provides a peaceful escape while remaining just minutes from the area's most popular attractions. A short stroll leads to the community pool and hot tub, while the sugar-white sands and emerald waters of the gulf are a short walk or casual bike ride away. Enjoy easy access to local favorites, boutique shopping, scenic bike paths, and the relaxed coastal lifestyle that has made Seagrove Beach one of the Emerald Coast's most sought-after destinations. A new beach access featuring generous parking and restrooms makes beach days even more convenient. What truly sets this property apart is the opportunity it presents. Unlike many nearby cottages that have already been updated and priced accordingly--this bungalow offers the next owner the chance to update and personalize the interior to their own taste while enjoying one of the community's most private and desirable settings. Whether you're seeking a relaxing beach getaway, a future vacation rental, or a property with upside potential in a premier 30A location, this hidden gem deserves a closer look.

Highlights

Listed by Bruce King , 850-598-3660 Beachy Beach Real Estate , 850-231-3060. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.02

HOA Fee

Year Built

2005

County

Walton

Area

18 - 30A East

Neighborhood

Bungalows At Seagrove Beach

Listing ID

1004882

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • ▪ Additional:Breakfast Bar, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water,Lake
Lot Dimensions:30x25
Zoning:Resid Single Family
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Principal Interest
$3,313
Taxes
$382
HOA
$0

Home Price

$599,700

Loan Details

30 yrs
7.374%

Down Payment

20%
$119,940
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,313.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,313.26 $382.31 $0.00 $3,695.56
Yearly $39,759.07 $4,587.71 $0.00 $44,346.78
Total $1,192,772.20 $137,631.15 $0.00 $1,330,403.35

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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