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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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40 Flounder St , Santa Rosa Beach, FL 32459
$624,000
Est. Payment: $3,164.81/mo
3 Bed
2 Bath
832 Sqft
Status: active | Days on site: 281
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Fantastic one-of-a-kind Florida beach cottage located in the heart of Blue Mountain Beach in desirable Blue Gulf Resort, just a 1/2 mile to the beach & emerald green waters of the Gulf of Mexico! Brand new 'sea salt' paint throughout for a fresh coastal look. The newly added shiplap & wainscoting is a perfect craftsman touch. This home is located in the historic community of the ''Brickyard'' and features an EXTRA HALF LOT, which is rare. This ideal property is a one-level home with ample outdoor living & a prime location just off of 30A. Incredible outdoor space complete with a unique custom areas like a screened-in 'she shed' with metal roof, plentiful sitting areas, outdoor shower & bathroom, Tiki bar, playhouse, multiple sheds & even a jetted tub to unwind in after a day at the beach! Backyard is fenced with 2 side entrances with new wooden gates. The backyard is also fenced for privacy and can be accessed from the kitchen as well. This brick home has withstood the test of time with good bones and an updated metal roof, new gutters, new French drain added, and new wooden walkway at the front and side. Tropical landscaping surrounds the home lending a nice coastal feel and there is plenty of parking or room for a carport or additional decks, if desired. With the extra half lot, there is room to expand the home too, if desired, for more living space. Interior features tile floors throughout for easy maintenance for beach living. The living area has nice natural light with the large window at the entrance and there is updated lighting throughout and crown molding. Kitchen has an added island great for casual dining with a unique epoxy countertop reminiscent of the ocean. Cabinets were just painted white which aligns with the new shiplap & wainscoting. Kitchen also features stainless steel appliances (brand new fridge 2025) that convey, a custom metal backsplash and a charming dining nook by the large window allowing for good natural light. Original ceilings & wood paneling add to the "Old Florida" charm. The primary bedroom has enough room for a king bed and features an ensuite half bath with partially tiled walls, wood accent wall and a pedestal sink. There is a shared full bathroom with tiled shower and custom epoxy vanity and updated lighting. There are two guest bedrooms each with crown molding. Head to the backyard off the kitchen and enjoy plentiful areas to unwind and relax in. Back porch is covered with a metal roof along with the amazing screened-in "she shed," the perfect spot to relax and snuggle up with a good book. The extra half lot allows for fantastic outdoor living and entices you to take more time for outside enjoyment and that beach lifestyle everyone desires. The charm of the unique outdoor nooks truly cannot be replicated! This will make a great full time residence or second home as the community is laid back with no HOA fees. There is also great potential as a rental property as similar properties in the area have done as high as $100k in annual income! The vicinity to the beach and exceptional dining & entertainment options nearby makes this a prime investment and one of the best values for 30A overall. Blue Gulf Resort is a prime location in Blue Mountain close to many conveniences - bike path, For the Health of It market, Blue Mountian Bakery, Big Daddy's Bike Shop, McTighes, Cowgirl Kitchen, Mimmo's, Real + Raw, Gulf Place, and even Grayton Beach State Park in close vicinity. Access the beach just over 1/2 a mile away. The nearest public access is at the south end of Highway 83 with parking and restrooms but there is also an additional access across the street behind Redfish Circle that this community has an easement to access. Blue Mountain Beach is the highest elevation of Florida's Gulf Coast lending incredible views and beautiful natural dunes and wild flowers. Enjoy the great outdoors with the surrounding state parks, nature trials and the 22-mile bike & jogging path. Kayak or paddle board on one of the rare coastal dune lakes and experience a unique ecosystem that is only available to approximately 11 locations in the world! You are also close to the picturesque towns of Seaside, WaterColor and Rosemary Beach. Do not miss out on this incredible opportunity to own a historic updated 3-bedroom home in a prime location close the beach!

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Amanda Abbott , 850-830-6273 EXP Realty LLC , 850-460-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.11

Year Built

1967

County

Walton

Area

17 - 30A West

Neighborhood

Blue Gulf Resort

Listing ID

989275

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Kitchen Island, Newly Painted, Walls Paneled, Walls Wainscoting, Washer/Dryer Hookup

Exterior Features

Lot:Easements,Within 1/2 Mile to Water
Lot Dimensions:67 x 70
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Shower, Yard Building, Deck Open, Patio Covered, Patio Open
Sewer:Public Sewer
Principal Interest
$3,165
Taxes
$398

Home Price

$624,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$124,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,164.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,164.81 $397.80 $0.00 $3,562.61
Yearly $37,977.72 $4,773.60 $0.00 $42,751.32
Total $1,139,331.70 $143,208.00 $0.00 $1,282,539.70

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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