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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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26 Azzurro Way , Santa Rosa Beach, FL 32459
$11,700,000
Est. Payment: $59,334.03/mo
8 Bed
16 Bath
8488 Sqft
Status: active | Days on site: 120
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Unique Financing Opportunity! Seller is offering owner financing at 4.5% interest with no origination fees, a 30-year amortization, and a 5-year balloon. Welcome to Azzurro, Italian for ''blue,'' a name inspired by the striking turquoise waters of the Emerald Coast just beyond the doors of this extraordinary Gulf-front estate. Offered as a residence, this rare property unites two impeccably designed homes into one expansive retreat, encompassing 8 bedrooms, 16 full bathrooms, and an impressive 8,488 sq ft of refined living space. Set on nearly an acre with 109 feet of pristine Gulf frontage, Azzurro offers private beach access via a dune walkover and an unrivaled collection of indoor and outdoor living spaces designed to maximize sweeping coastal views. Two rooftop terraces, each with its own private pool, create a truly elevated experience, complete with expansive sun decks and glass railings that frame breathtaking, unobstructed panoramas of the Gulf. Masterfully designed by Eric Craig of B. Design, the estate is a showcase of architectural sophistication and thoughtful craftsmanship. Across both residences, interiors feature soaring 9-10ft ceilings, wood-look porcelain tile, custom mosaic work, whitewashed spruce accents, and curated designer lighting, all contributing to a seamless blend of modern luxury and coastal elegance. Constructed with ICF for superior strength and efficiency, the property is further enhanced by impact-rated glass, advanced insulation, multiple high-efficiency HVAC systems with integrated dehumidification, tankless gas water systems, and full smart-home automation. Owners can effortlessly manage climate, security, pools, and garage access remotely, making the home as functional as it is beautiful. Designed for both grand entertaining and private retreat, the estate offers multiple Gulf-front living areas, two chef's kitchens appointed with Sub-Zero and Wolf appliances, and thoughtfully positioned gathering spaces across all levels. Expansive walls of glass invite natural light while showcasing uninterrupted water views, while architectural details such as coffered ceilings, tongue-and-groove finishes, and designer furnishings elevate every space. All 8 bedrooms are Gulf-front, creating a rare and highly desirable layout that ensures every suite enjoys direct views of the coastline. Multiple primary suites feature spa-inspired baths with freestanding soaking tubs, walk-in showers, dual vanities, and generous closet space. Additional living areas, flex spaces, and entertainment rooms, including game rooms with wet bars, provide exceptional versatility for both owners and guests. With elevator access servicing all four levels in each residence, along with garage space for 4 vehicles and additional parking in the drive, convenience and accessibility are seamlessly integrated throughout the property. Offered fully furnished and professionally designed, Azzurro presents a truly turnkey opportunity. Its unique dual-residence configuration offers remarkable flexibility, ideal for a private family compound, luxury vacation retreat, or a premier investment property. With proven rental income of $511,286 in 2025, the estate demonstrates exceptional earning potential. Income reflects the property's current configuration and rental performance as two distinct residences, offering flexibility to maximize occupancy, diversify rental strategies, or enjoy as a private compound. Tucked along a private, palm-lined street shared by only 3 other Gulf-front homes, the setting offers both exclusivity and convenience. Located in Seagrove Beach, Azzurro is just moments from the renowned communities of Seaside, Alys Beach, and Rosemary Beach, as well as celebrated local destinations including Old Florida Fish House, Buddy's Seafood Market, and Beachy Bean Coffee. Nearby coastal dune lakes, state parks, and scenic biking trails further enrich the lifestyle. 26 Azzurro is more than a residence, it is a legacy Gulf-front estate, offering an unparalleled blend of scale, design, and location, crafted for those who demand the very best in coastal living and investment potential.

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Nathan J Abbott , 850-460-2900 EXP Realty LLC , 850-460-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.95

HOA Fee

Year Built

2022

County

Walton

Area

18 - 30A East

Neighborhood

Beachside Estates

Listing ID

998832

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:8
  • Bathrooms:16
  • Full Bathrooms:16
Appliances:Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Range Hood, Refrigerator W/IceMk, Security System, Stove/Oven Dual Fuel, Washer, Wine Refrigerator, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Elevator, Fireplace, Lighting Recessed, Owner's Closet, Pantry, Washer/Dryer Hookup, Wet Bar, Woodwork Stained

Exterior Features

Lot:Within 1/2 Mile to Water,Gulf
Lot Dimensions:109x400x102x383
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Summer Kitchen
Sewer:Public Sewer
Parking Features:See Remarks
Principal Interest
$59,334
Taxes
$7,042
HOA
$0

Home Price

$11,700,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$2,340,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$59,334.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $59,334.03 $7,042.12 $0.00 $66,376.15
Yearly $712,008.35 $84,505.41 $0.00 $796,513.76
Total $21,360,250.52 $2,535,162.30 $0.00 $23,895,412.82

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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