SPECIAL FINANCING INCENTIVE!! Seller is offering a 2-1 temporary interest-rate buy-down with an acceptable offer, potentially reducing the buyer's effective payment rate by approximately 2% during the first year and 1% during the second year. A great opportunity to significantly reduce your monthly mortgage payments during the first two years of ownership! Ask your listing agent for details.! RARE ONE-ACRE RETREAT IN SANTA ROSA BEACH -- NO HOA, NEAR THE BAY & BEACHES! Discover a private, fully fenced one-acre homesite offering an exceptional combination of space, privacy, and coastal convenience. Located just one block from Choctawhatchee Bay and directly across from Point Washington State Forest, this property puts nature, boating, and the beach lifestyle within easy reach. Built in 2022, this beautifully updated 3-bedroom, 2-bath manufactured home features a bright contemporary interior, open living spaces, and a spacious front deck perfect for relaxing or entertaining. The home is permanently affixed, converted to real property with a retired title, and supported by an engineered foundation system with concrete footings, CMU piers, and steel beam support. The paved driveway offers plenty of room for multiple vehicles, boats, trailers, or an RV. With one full acre and NO HOA, the large private yard provides excellent flexibility for a future pool, workshop, detached garage, storage, gardens