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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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775 Old Ferry Rd , Santa Rosa Beach, FL 32459
$1,199,000
Est. Payment: $6,624.30/mo
4 Bed
4 Bath
2758 Sqft
0.7 Acres
Status: Active | Days on site: 16
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LPTR - B4367
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Harrison Lilly Team
Owner/Operator

House Description

Situated on nearly three-quarters of an acre, this exceptional waterfront property offers privacy, space, and coastal charm. The home features 4 bedrooms, 3.5 bathrooms, and a 3-car garage, with a flexible layout designed for comfortable living and entertaining. A private bedroom, bathroom, and living area provide the perfect setup for a mother-in-law suite, guest quarters, or home office. Two additional guest bedrooms share a spacious bath with double vanities, while the open living areas create a warm and inviting atmosphere. The kitchen overlooks the main living space and includes quartz countertops, a farmhouse sink, stainless steel appliances, and a large island with bar seating. Adjacent dining and breakfast areas offer plenty of room for everyday meals and gatherings. Enjoy direct access to Choctawhatchee Bay from your private covered boat slip with boat lift! This makes boating, fishing, paddleboarding, and sunset cruises easily accessible directly from your backyard. Surrounded by mature landscaping in a peaceful South Walton County setting, this property presents a rare opportunity to enjoy waterfront living with room to grow. Whether you're looking for a primary residence, second home, or investment property, this home is ready for your personal touch. Conveniently located just minutes from the Emerald Coast's renowned beaches, dining, shopping, and entertainment, this is waterfront living at its best.

Highlights

Listed by Thalia K Bradley , 850-737-0205 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.7

HOA Fee

316.25 Quarterly

Year Built

2025

County

Walton

Area

12 - Walton County

Neighborhood

[No Recorded Subdiv]

Listing ID

795641

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Smart Home, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:77.0 ft x 363.0 ft
Zoning:Resid Single Family
Others:
  • ▪ Additional:Boat Lift, Boat Slip, Dock
Sewer:Public Sewer
Principal Interest
$6,624
Taxes
$48
HOA
$316

Home Price

$1,199,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,624.30

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,624.30 $47.64 $316.25 $6,988.19
Yearly $79,491.63 $571.68 $3,795.00 $83,858.31
Total $2,384,748.83 $17,150.40 $113,850.00 $2,515,749.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Rosa Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS