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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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956 Backwater Rd , Port St Joe, FL 32456
$515,000
Est. Payment: $2,611.98/mo
4 Bed
3 Bath
2167 Sqft
Status: active | Days on site: 230
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Fully Furnished with Golf Cart - Dual Living Spaces & Private Mother-in-Law Suite! This exceptional Kennedy floor plan offers 4 bedrooms and 3 full baths, designed with versatility in mind. One side of the home features a private mother-in-law suite complete with its own entrance, kitchen, full bath, bedroom, Livingroom and washer/dryer hookup--ideal for guests, extended family, or rental income potential. The main living area has its own private entrance and showcases an open-concept design with 3 spacious bedrooms and 2 full baths. The kitchen is the heart of the home, featuring a large granite island, stainless steel appliances, and generous pantry--perfect for gathering and entertaining. Custom cabinetry in the laundry room adds extra storage and style, while the fenced backyard provides privacy and space for outdoor enjoyment or your furry friends. Low-maintenance Bermuda grass thrives in the coastal climate, and the home is sold **fully furnished--including the golf cart--**making it truly move-in ready. Located in the sought-after WindMark Beach community, residents enjoy two resort-style pools (one heated in winter), scenic walking and golf cart trails, playground, community firepit, and the vibrant Village Center with shops, dining, and pet-friendly beaches just blocks away. Whether you're seeking a full-time home, coastal getaway, or income-producing property, this one has it all! Schedule your private showing today.

Highlights

Listed by Carter L Dorsch , 850-624-7144 98 Real Estate Group, LLC , 850-648-2200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

Year Built

2022

County

Gulf

Area

07 - Gulf County

Neighborhood

Windmark

Listing ID

791739

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:Irr
Sewer:Public Sewer
Principal Interest
$2,612
Taxes
$481
HOA
$0

Home Price

$515,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,611.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,611.98 $480.83 $0.00 $3,092.81
Yearly $31,343.79 $5,769.96 $0.00 $37,113.75
Total $940,313.82 $173,098.80 $0.00 $1,113,412.62

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS