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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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542 Vermilion Cir , Port St Joe, FL 32456
$509,000
Est. Payment: $2,581.55/mo
5 Bed
3 Bath
2145 Sqft
Status: active | Days on site: 44
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 542 Vermilion Circle, where coastal elegance meets investment opportunity in the highly desirable WindMark Beach community--one of Gulf County's premier destinations along Florida's breathtaking Forgotten Coast. Whether you're searching for a full-time residence, the perfect beach retreat, or a proven income-producing investment, this beautifully furnished home checks every box. Simply bring your toothbrush and start enjoying the relaxed coastal lifestyle you've been dreaming about. Nestled within a master-planned, golf cart-friendly community, you'll be just moments from the sugar-white beaches and sparkling waters of St. Joseph Bay. WindMark Beach was thoughtfully designed for an active outdoor lifestyle, offering miles of scenic walking and biking trails, elevated boardwalks to the beach, nature paths, expansive green spaces, and inviting neighborhoods where neighbors quickly become friends. Residents enjoy exceptional amenities, including two resort-style pools (one heated), stunning bay views, an amphitheater, Village Green gathering spaces, and convenient beach access. The vibrant Village Center offers everything you need just a golf cart ride away, including boutique shopping, local cafés, Bruno's Pizza, The Sunrise Cafe, a fitness center (membership required), and other everyday conveniences that make living here feel like a permanent vacation. Inside, this thoughtfully designed home offers comfortable, versatile living spaces filled with coastal charm and is being sold fully furnished, making it completely move-in or rental ready. For investors, the numbers are just as impressive. The property generated approximately $31,000 in gross rental revenue from March through September 2025 and already has rental bookings in place through the third week of August 2026, providing immediate income potential for the next owner. As an added bonus, the Seller has requested HOA approval to install drought-tolerant privacy hedges along the rear of the property, offering the potential for enhanced backyard privacy while complementing the community's attractive coastal landscape. Whether you're spending your mornings on the beach, afternoons by the pool, evenings exploring the Village Center, or simply relaxing in your own coastal retreat, this home offers the very best of Florida waterfront living. Opportunities like this don't come along often. Schedule your private showing today and discover why so many people are choosing to call WindMark Beach home. Buyer should verify all measurements if important. Taxes are specific to the Seller and may vary. If the property is used as a short-term rental, an additional community fee of $1,200 per year applies.

Highlights

Listed by Nancy A Sickles , 850-775-0184 Palms to Pines Real Estate LLC , 850-866-2837. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

Year Built

2024

County

Gulf

Area

07 - Gulf County

Neighborhood

Windmark

Listing ID

792302

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:ENERGY STAR Qualified Appliances, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:50' x 110' ~ buyer to verify if important
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Outdoor Shower, Rain Gutters
Sewer:Public Sewer
Principal Interest
$2,582
Taxes
$505
HOA
$0

Home Price

$509,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$101,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,581.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,581.55 $504.64 $0.00 $3,086.19
Yearly $30,978.62 $6,055.70 $0.00 $37,034.32
Total $929,358.71 $181,671.00 $0.00 $1,111,029.71

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS