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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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539 Windmark Way , Port St Joe, FL 32456
$2,295,000
Est. Payment: $11,639.81/mo
5 Bed
4 Bath
4089 Sqft
Status: active | Days on site: 47
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience refined coastal luxury on the shores of St. Joe Bay in this exceptional custom-built retreat located within the highly sought-after gated community of WindMark Beach in Port St. Joe, Florida. Perfectly positioned to capture breathtaking bay views and unforgettable sunsets, this stunning residence blends timeless coastal architecture with high-end designer finishes and meticulous attention to detail throughout. Every space was thoughtfully curated to create a sophisticated yet relaxed waterfront lifestyle that today's luxury buyers and vacation guests are searching for. Inside, the home showcases wide-plank flooring, custom millwork, shiplap accents, designer lighting, spa-inspired bathrooms, oversized windows, and a soft coastal palette that complements the natural beauty surrounding the property. The open-concept design was built for entertaining, seamlessly connecting the expansive living areas to oversized covered balconies overlooking St. Joe Bay. Designed with both luxury and functionality in mind, the property features multiple guest suites, spacious gathering areas, and an incredible custom bunk room ideal for maximizing occupancy and short-term rental income potential. An elevator services multiple floors of the home, adding convenience and elevated appeal rarely found in coastal investment properties. Outdoor living takes center stage with expansive covered porches, a private pool, and private beach access just steps away, allowing owners and guests to fully embrace the laid-back elegance of bayfront living. Whether spending the day on the water, relaxing poolside, or enjoying quiet evenings overlooking the bay, every aspect of this home was designed to deliver an unforgettable coastal experience. Beyond the property itself, WindMark Beach offers one of the most desirable coastal lifestyles along Florida's Gulf Coast. This gated waterfront community is known for its pristine natural beauty, miles of walking and biking trails, resort-style community pool, fitness center, community gathering spaces, beach access points, and charming coastal village atmosphere. Residents and guests enjoy easy access to waterfront dining, boutique shopping, live music, marinas, boating, fishing, and the laid-back charm that has made Port St. Joe one of Florida's hidden gems. Located along the pristine waters of St. Joe Bay, this property offers the rare combination of luxury craftsmanship, exceptional rental capability, resort-style amenities, and private coastal serenity -- making it an extraordinary opportunity for those seeking a premier waterfront investment or luxury vacation retreat along Florida's Gulf Coast.

Highlights

Listed by Jesse A Cole , 770-833-7693 Counts Real Estate Group , 850-248-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

Year Built

2021

County

Gulf

Area

07 - Gulf County

Neighborhood

Windmark

Listing ID

789973

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Gas Cooktop
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:Irregular
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio
Principal Interest
$11,640
Taxes
$962
HOA
$0

Home Price

$2,295,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$459,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,639.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,639.81 $961.50 $0.00 $12,601.31
Yearly $139,677.68 $11,538.00 $0.00 $151,215.68
Total $4,190,330.51 $346,140.00 $0.00 $4,536,470.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS