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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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344 Tide Water Dr , Port St Joe, FL 32456
$630,000
Est. Payment: $3,195.24/mo
4 Bed
3 Bath
2125 Sqft
Status: pending | Days on site: 192
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. WindMark Beach Kennedy model with an attached in-law suite which includes a full kitchen, living area, bedroom, and separate entrance - ideal for extended family, added privacy, or short-term rental potential. This thoughtfully designed 2,144 sq ft home offers an open-concept floor plan with split bedrooms for comfort and functionality. The bright white kitchen features stone countertops, stainless steel appliances, an island with seating and a pantry which all flow seamlessly into the living and dining areas and the screened porch--perfect for entertaining.The main home includes three bedrooms, including a bunk room. The private primary suite is tucked away at the rear of the home, overlooking the yard and natural area. A full-length back deck steps down to the yard, where a hidden path leads through the natural area to the creek--perfect for setting crab traps or catching fresh bait for your next fishing trip. WindMark Beach is a vibrant coastal community with miles of trails, paths, and boardwalks to explore by foot, bike, or golf cart. Enjoy white-sand beaches and abundant wildlife, including fish, dolphins, and birds. Kayaking and boating are popular, with easy access to multiple bays and the Gulf. Visit Good Morning Street for the pool, food, drinks, cornhole or relaxing by the community fire pit. Ideal as a full-time residence, vacation home, or investment property with short-term rentals allowed. Come take a look today.

Highlights

Listed by Sheila E Holmes , 615-594-5300 Real Broker LLC , 855-450-0442. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

539 Quarterly

Year Built

2020

County

Gulf

Area

07 - Gulf County

Neighborhood

Windmark

Listing ID

783956

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Electric Range, Electric Water Heater, Water Purifier Owned
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:IRR APPROX 50 x 130
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Deck, Porch
Sewer:Public Sewer
Parking Features:Additional Parking,Garage,Garage Door Opener
Principal Interest
$3,195
Taxes
$583
HOA
$539

Home Price

$630,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$126,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,195.24

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,195.24 $582.83 $539.00 $4,317.07
Yearly $38,342.89 $6,994.00 $6,468.00 $51,804.89
Total $1,150,286.81 $209,820.00 $194,040.00 $1,554,146.81

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS