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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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144 Backwater Rd , Port St Joe, FL 32456
$515,000
Est. Payment: $2,845.30/mo
4 Bed
2 Bath
1783 Sqft
0.24 Acres
Status: Active | Days on site: 54
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 144 Backwater Road, a beautifully maintained Craftsman-style home situated on a massive lot at the end of a quiet cul-de-sac. With plenty of room to enjoy the outdoors, create your own backyard oasis, or simply appreciate the added space and privacy, this property offers a rare combination of a spacious homesite and a thoughtfully designed floor plan. The Rhett floor plan features approximately 1,774 square feet, with four bedrooms, two full bathrooms, and an open-concept layout that makes everyday living and entertaining easy. The kitchen offers stainless-steel appliances, ample cabinetry, and a functional design that opens directly to the dining and living areas. Luxury vinyl plank flooring runs throughout the main living spaces, complemented by tray ceilings, recessed lighting, ceiling fans, and brushed-nickel finishes. The split-bedroom floor plan provides privacy for the primary suite, while the covered back patio creates a comfortable space to enjoy the expansive backyard and surrounding property. Additional features include an attached two-car garage, durable Hardie Plank siding, and smart-home technology. Located in the WindMark Beach area near St. Joseph Bay, this home offers the space and comfort of a generously sized lot while still being close to the coastal lifestyle, dining, shopping, and area amenities. If you have been looking for a home with a lot that gives you room to spread out, this cul-de-sac property is one you won't want to miss.

Highlights

Listed by The Golden Collective , 850-532-2773 and Stephanie Mahoney , 478-297-8122 Empire Real Estate of Florida LLC , 850-247-8868. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

539 Quarterly

Year Built

2021

County

Gulf

Area

07 - Gulf County

Neighborhood

Windmark

Listing ID

793139

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:124X85
Sewer:Public Sewer
Principal Interest
$2,845
Taxes
$328
HOA
$539

Home Price

$515,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,845.30

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,845.30 $328.31 $539.00 $3,712.61
Yearly $34,143.61 $3,939.75 $6,468.00 $44,551.36
Total $1,024,308.30 $118,192.50 $194,040.00 $1,336,540.80

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T12:26:16.000Z

© 2026 Bay County Association of REALTORS