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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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144 Backwater Rd , Port St Joe, FL 32456
$515,000
Est. Payment: $2,611.98/mo
4 Bed
2 Bath
1783 Sqft
Status: active | Days on site: 15
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 144 Backwater Road, a charming Craftsman-style home in the sought-after Windmark Beach community of Port St. Joe. This single-story Rhett floor plan offers four bedrooms, two full bathrooms, approximately 1,774 square feet, and an open-concept design perfect for relaxed coastal living and entertaining. The kitchen features stainless-steel appliances and flows seamlessly into the dining and living areas. Luxury vinyl plank flooring runs throughout the main living spaces, while tray ceilings, recessed lighting, ceiling fans, and brushed-nickel finishes add stylish touches throughout. Additional features include an attached two-car garage, covered patio, Hardie Plank siding, and smart-home technology. Windmark Beach offers a resort-style lifestyle along beautiful St. Joseph Bay. Residents can enjoy community pools, a clubhouse, playground, Village Green and amphitheater, scenic nature trails, boardwalks, golf-cart paths, a fitness center, and beach walkovers providing access to miles of breathtaking shoreline. The Village Center also offers dining, shopping, and rentals for kayaks, paddleboards, and beach bikes. Whether you are searching for a primary residence or a coastal getaway, this home provides the perfect combination of comfort, convenience, and the laid-back lifestyle Port St. Joe is known for.

Highlights

Listed by The Golden Collective , 850-532-2773 and Stephanie Mahoney , 478-297-8122 Empire Real Estate of Florida LLC , 850-247-8868. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

539 Quarterly

Year Built

2021

County

Gulf

Area

07 - Gulf County

Neighborhood

Windmark

Listing ID

793139

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:124X85
Sewer:Public Sewer
Principal Interest
$2,612
Taxes
$328
HOA
$539

Home Price

$515,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,611.98

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,611.98 $328.31 $539.00 $3,479.30
Yearly $31,343.79 $3,939.75 $6,468.00 $41,751.54
Total $940,313.82 $118,192.50 $194,040.00 $1,252,546.32

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS